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HomeMy WebLinkAbout11-13-1961 Regular Meeting#oition by Counc i I man Nel son n seconded by Council- man Boone that LiquidiPetroleum Gas Ordinance #283 introduced at the regular meeting of November 13, 1961 be adopted as introduced. Motion -unanimously carried: Motion by Counci I man Nei son seconded by Counci I man Poser that a street I i ght be installed on George Street between Nichols.S.treet and White Avenue. Motion carried. , Motion by Counc i I man Ne I.son seconded by C ounc i I man Gaston that the. following Resolution be adopted: BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF FAIRHO°E, ALABAMA, that Joe Schneider, Mayor, and:Marie Moore, City Clerk, are hereby authorized to: execute a contract with The Chicago Bridge and Iron Company/ for construction of a:. one million gallon fresh water stowage tank for the sum of $ 143,600.00 iin accordance with the provisions of their contract. Motion unanimously adopted. Motion by Councilman Nelson seconded! by Councilman Boone that the application of Ray Powers to retai 1 package beer at Ray• s Grocery be approved. Upon being put to vote the? fo l l owing, vote was recorded:. Fort Councilmen Boone, Gaston,, Nelson and Poser. Againstr Schemer. Motion carried. Motion by Councilman Boone seconded; by Councilman Poser that the City Council; dispense with the regular meeting of; December 25,, 1961. Motion tarried, Motion by Councilman Boone seconded -by Counc i I man Gaston that the following bills be: approved -for payments Motion carried. Alabama Pipe Co. $ 90.87 Armco, Drainage and. Metal Products 506.66 American Meter Co. 2,226.73 Andrews Restaurant 4.42 Robert S. Bateman and Assoc. 475-00 Baldwin Transfer 3•613. Bedso,l et s; 172.65 Betbueze Spring Seery i ce 10.2! Bru 1 i n & Co., Inc. 76.00 Burford-Toothaker Tractor CompanW 25.03 Busy Bee Garage 2.75 e i ty Market and Grocery 8.88 W:. S. Dar l ey & Coo 7.30 W. E'. Duncan Co. 32.74 Fairhope Photo Shop 2.10 Fairhope Auto Parts g•53 Fairhope-Clay Products 60,00, Fairhope: Hardware 25.00 Fairhope Service Center 11.25 Fairhope Title & Survey 35,00` Foley Tractor Co.: 178-75 Forbes Electronics 1-3.00 Garden Center 6.45 Gurwi tch.t s « 240.50' Hands We I d i ng, L128..00 Hat f i e 1. d and Co.; 1,365.60 Virgil Herston 20.00 Wsl ter A. Hoffman 3.50 Jim House & Assoc. 1,297.12 Huffman I!ns. Agency 110.50 Standard 0 i 1 C omparry 16.W Jansen Mfg. Co. 5.80 Walter Kidde Sales and Service. 4.50' Klumpp Motor do. 41.41 Koen Upholstery Co. 8.00 McGraw-H i b I Publishing Co. 6.00 McKean Paint and,Hdwe. 15.70 Melton Garage 78.15 Len -Meyer Co. 43.00 Moore -Handley Hdwe. 43.23 �_t V Moore Supply Co, 108.99. Mueller Co. 15.40 Mun i o i pa I Code? C cr p. 1,15.0:..00 Nix an&Fleming: 157.74 Parker Publishing Co, 6.28 Poser Printing Co. 461.35 Ray —Snooks, Machinery 404-95 E. G. R ickarby 35.00 Rivier&Utilities 11,91 Riviera Utilities I1,007.21 F. H. Ross. and Co. 98.97 Ruffles Co. 125.00 Sears Roebuck and Co. 68.94 Joe Schneider & Son,. linc. 293-75 Smith, Dukes: and Buckelewc 1,600.00 Material Sales Co. 77.28• Turner Supply Co. t4.16 Ruffles Co. 8`,25 Fairhops Welding and Machine Shop 5.00 Electric Shoe Shop 1.00 Wei t t i chen C hermi cal; C o. 38.25 Western Auto 5.82 Wg:l I e:r Bros,. 6.7.54, Standard Equipment 2„522.87 Threadgill. Body Shots 71.88 Ab i e 4t rats- i s 3.09, Steele and Associates 26.50 Simplex Time Recorder Co. 9.07 StandardOil Company 473.52 Merchants National Bank 412.50 Ridgood Stationery Co. 4.80 Universal Controls Corp.. 367.84 Western Lumber and Supply 388.90 Gaston Motor Co. 145.61 There being no further., business to come before the meeting, the same was on, motion duly made,, seconded and adopted,. adjourned until December 1.5, 1961 at 7:30 otclock P.M. Mayor Authenticateds: i ty Clerk EXHIBIT "A" TRUST INDENTURE between the CITY OF FAIRHOPE, a municipal corporation under the laws of the State of Alabama, party of the first part, and The Merchants National Bank of Mobile, a national banking association authorized to administer trusts, party of'*the second part; R E C I T A L S: The party of the first part makes the following recitals of facts as the basis of the undertaking follow- ing: By proper corporate action it has duly authorized the issuance of the initial bonds hereinafter referred to, payable solely from the limited source likewise herein- after referred to. To secure payment of the principal of and the interest on all bonds that may be issued hereunder, it has by proper corporate action duly authorized the exe- cution and delivery of this indenture. NOW, THEREFORE, THIS INDENTURE WITNESSETH: For the aforesaid purpose and in consideration of the respective agreements herein contained,; it is here- by agreed between the parties signatory hereto and the holders of all bonds that may at any time be issued here- under (the holders of the said bonds evidencing their con- sent hereto by their acceptance of the said bonds and the parties signatory hereto evidencing their consent hereto by their execution hereof), each with each of the others, as follows (provided, that in the performance of any of the agreements of the party of the first part herein con- tained, any obligation it may thereby incur for the payment of money shall not be a general debt on its part but shall be payable solely out of revenues from the systems herein- after referred to): ARTICLE I DEFINITIONS AND USE OF PHRASES Section 1.1 Definitions. The following words and phrases and others evidently intended as the equivalent thereof, whenever used in this instrument, shall, in the absence of clear implication herein otherwise, be given the following respective interpretations herein: "Additional bonds" means those of the bonds issued subsequent to the initial bonds. . "Annual debt service requirement" means the amount of principal and interest having a stated maturity during a fiscal year. "Annual net income" means the total revenue de- rived from the operation of the systems during a fiscal year less the total operating expenses with respect to the systems during such fiscal year. "Board" means The Water Works and Sewer Board of the City of Fairhope, a public corporation organized under the laws of Alabama. "Bond fund" means the Water, Sewer and Gas Bond and Interest Redemption Fund created in Section 9.4 here- of. "Bonds" means those issued hereunder. "Callable bonds" means those of the bonds which, under the terms thereof, may be redeemed and paid prior to their respective maturities. "Capital improvements" means improvements, exten- sions, and additions to the water and sewer system, the gas system, or both, as the case may be, that are properly chargeable to fixed capital account by good accounting practice, including real estate (and easements and other interests therein) on or under which any such improvements, exten- sions or additions are, or are proposed to be, located. "City" means the party of the first part hereto and., subject to the provisions of Section 10.10 hereof, in- cludes its successors and assigns and any corporation result- ing from or surviving any consolidation or merger to which it or its successors may be a party. "Construction engineer" means the engineer or engineers designated as construction engineer in or pur- suant to Section 8.6 hereof. "Construction fund" means the Water and Gas Con- struction Fund created in Section 8.2 hereof. "Council" means the governing body of the city as from time to time constituted. "Counsel" means an attorney who is duly licensed to practice before the Supreme Court of Alabama. "Coupons" means those issued hereunder and evidenc- ing the interest on the applicable bond or bonds. "Excepted encumbrances" means, as of any particu- lar time, (a) liens for ad valorem taxes not then due, (b) easements, restrictions and exceptions that an independent engineer certifies will not interfere with or impair the operation of the water and sewer system, or the gas system, as the case may be, (c) such minor defects, irregularities, encumbrances and clouds on title as normally exist with respect to properties of the size and character of those comprising the water and sewer system, or the gas system, as the case may be, and as do not, in the opinion of independent counsel, materially impair the use of the - 2 - property affected thereby for the purpose for which it is held ')y the city, and (d) the option agreement between the city and the Town of Daphne, Alabama, dated January 23, 1950, and referred to in Section 12.3 hereof. "Federal securities" means and includes any securi- ties that are direct general obligations of the United States of America and any securities that are unconditionally guaran- teed as to both principal and interest by the United States of America. "Financial journal" means a journal printed in the English language, customarily published not less than five days during each calendar week, and devoted pr1marily to news of financial matters. "Fiscal year" means the period beginning on October 1 of one calendar year and ending on September 30 of the following calendar year. "Gas bonds" means the First Mortgage Gas Revenue Bonds of the city dated February 1, 1950, issued in the original principal amount of 1�755,000 pursuant to the pro- visions of Ordinance No. 197 of the city adopted on January 23, 1950, and now outstanding in the aggregate principal amount of $336,000. "Gas indenture" means the mortgage and deed of trust by the city to The Merchants National Bank of Mobile dated as of February 1, 1950, securing the gas bonds. "Gas system" means the entire natural gas distri- bution system of the city, together with all improvements, additions, and extensions thereto that may be hereafter made, including odorizing station, regulator or pressure reduction stations, mains, pipes, regulators, meters, valves, fittings, and services in connection therewith, and all of the city's other properties, real, personal and mixed, tangi- ble and intangible, forming a part of or appertaining to or used in connection with said natural gas distribution system, whether any of said properties are now owned by the city or may be hereafter acquired by it. "Holder" when used in conjunction with the bonds or the coupons means the person in possession and the apparent owner of the designated item. "Indenture" means these presents and every supple- mental agreement with the trustee in pursuance hereof. "Independent auditor" means (a) a certified public accountant who is not a full time employee of the city and who is regularly engaged in the auditing of financial re- cords, or (b) an employee of the State of Alabama whose official duties include the audit of books, records, and accounts of municipal corporations. - 3 - "Independent counsel" duly licensed to practice before Alabama and who is not regularly "Independent engineer" is duly registered and qualified fession of engineering under the who is not a full time employee means an attorney who is the Supreme Court of employed by the city. means an engineer who to practice the pro - laws of Alabama and of the city. "Initial bonds" means the Series 1961 bonds pro- vided for in Article VI hereof. "Maximum required reserve" means as of any par- ticular time the following: (a) if at such time no addi- tional bonds have been issued, the sum of $69,350.00 being an amount equal to the maximum annual debt, service requirement with respect to the initial bonds; and (b) if at such time any of the additional bonds have been issued, an amount equal to the maximum annual debt ser- vice requirement (with respect to all bonds outstanding under the indenture immediately following the issuance of those of the additional bonds that have then been most recently issued) during any one fiscal year suc- ceeding the fiscal year during which additional bonds shall then have last been issued hereunder. "Month" means a calendar month. "Newspaper" means a newspaper printed in the English language and published not less than six days dur- ing each calendar week in the locality specified. "Operating expenses" means, for the applicable period or periods, the reasonable and necessary expenses of efficiently and economically administering and operating that one or both of the systems that may be referred to in the context in which the defined term is used and maintaining such system or systems in good repair and operating condition (not including, however, interest on the bonds or any other obliga- tion, depreciation, or any expenses for items properly chargeable by good accounting practice to fixed capital account), and with- out limiting the generality of the foregoing, includes the fees and expenses of the trustee under the indenture and any other charges herein expressly stated to constitute an opera- ting expense. "Operation fund" means the Water, Sewer and Gas Operation and Maintenance Fund created in Section 9.5 hereof. "Redemption date" means the date fixed for the redemption of callable bonds in any resolution adopted pur- suant to the provisions of subsection (a) of Section 5.1 hereof. 'Redemption price" means the price at which the callable bonds called for redemption may be redeemed on the redemption date. - 4 - "Replacement fund" Gas Replacement and Extension hereof. means the Water, Sewer and Fund created in Section 9.7 "Reserve fund" means the Water, Sewer and Gas Debt Service Reserve Fund created in Section 9.6 hereof. "Resolution" and "ordinance" mean a resolution or ordinance duly adopted by the council. "Revenue account" means the Water, Sewer and Gas Revenue Account created in Section 9.2 hereof. "Secular day" means any day on which business is normally transacted and does not include any Sunday or legal holiday. "Supplemental indenture" means an agreement supple- mental hereto. "Systems" means the water and sewer system and the gas system. "Then effective revenue account or accounts" means the following account or accounts, at the times hereinafter in- dicated: (a) the underlying water and sewer revenue account and the underlying 1958 revenue account, if at the time the under- lying 1958 indenture and either or both of the other two under- lying indentures remain outstanding and undischarged;(b) the underlying water and sewer revenue account and the revenue account, if at the time the underlying 1958 indenture shall have been sat- ' isfied and discharged and either or both of the other two under- lying indentures remains outstanding and undischarged;(c) the underlying 1958 revenue account, if at the time the underlying 1958 indenture remains unsatisfied and undischarged and both of the other two underlying indentures shall have been satisfied and discharged;and (d) the revenue account, if at the time all of the underlying indentures shall have been satisfied and discharged. "Trustee" means the party of the second part hereto and its successors and any corporation or association resulting from or surviving any consolidation or merger to which it or its successors may be a party. "Underlying 1950 water and sewer bonds" means the Mort- gage Water and Sewer Revenue Bonds of the board dated July 1, 1950, issued in the original principal amount of $260,000 pursuant to a resolution adopted by the directors of the board on August 28, 1950, and now outstanding in the aggregate principal amount of $i)94,000. "Underlying 1950 water and sewer indenture" means the mortgage and deed of trust by the board to The Merchants National Bank of Mobile dated as of July 1, 1950, securing the underlying 1950 water and sewer bonds. "Underlying 1953 bonds means the Water and Sewer Reve- nue Bonds, Second Series, of the board dated July 1, 1953, issued in the original principal amount of $85,000 pursuant to resolution adopted by the directors of the board on December 9, 1953, and now outstanding in the aggregate principal amount of $60,000. " "Underlying 1953 indenture" means the mortgage and deed of trust by the board to The Merchants National Bank of Mobile dated as. of July 1, 1953, securing the underlying 1953 bonds, - 5 - "Underlying 1958 revenue account" means the Utilities Systems Revenue Account created in Section 10.2 of the underlying 1958 indenture. "Underlying 1958 warrants" means the Water, Sewer and Gas Revenue Refunding Warrants, Series 1958, of the city dated December 1, 1958, issued in the original principal amount of $210,000 pursuant to Ordinance No. 258 of the city adopted January 12, 1959, and now outstanding in the aggregate principal amount of y165,000. "Underlying 1958 indenture" means.the mortgage and deed of trust by the board to The Merchants National Bank of Mobile, dated as of December 1, 1958, securing the underlying 1958 warrants. "Underlying indentures" means the underlying 1950 water and sewer indentures, the underlying 1953 indenture and the underlying 1958 indenture. "Underlying securities" means the underlying 1950 water and sewer bonds, the underlying 1953 bonds and the under- lying 1958 warrants. "Underlying water and sewer revenue account" means, as of any period when the underlying 1950 water and sewer inden ture remains outstanding and undishcarged, the Water and Sewer Revenue Account created in Section 1 of Article V of the under- lying 1950 water and sewer indenture and, following satisfaction and discharge of the underlying 1950 water and sewer indenture, the System Revenue Account created in Section 8.1(a) of the underlying 1953 indenture. "Water and sewer system" means the entire water works and sanitary sewer system of the city together with all improve- m6nts, additions, and extensions thereto that may be hereafter made, including wells, pumps and appurtenances thereto, water treatment facilities, reservoirs, tanks, pipes, water trans- mission mains, water distribution system, meters, hydrants, valve and services in connection therewith, sanitary sewers, consist- ing of both mains and laterals, manholes and the appurtenances thereto, outfall sewers, sewage disposal plant, sewage treat- ment Facilities, lift and pumping station, and all of the city's other properties, real, personal and mixed, tangible and in- tangible, forming a part of or appertaining to or used or ac- quired f6r use in connection with the said water works and sanitary sewer system, whether any of said properties are now owned by the city or may be hereafter acquired by it. Section 1.2 Use of Phrases. "Herein", "hereby", "hereunder", "hereof", erei n e o erer ", "hereinafter", and other equivalent words refer to the indenture as an entirety and not solely to the particular portion thereof in which such word is used. The definitions set forth in Section 1.1 hereof include both singular and plural. Whenever used herein, any pronouns shall be deemed to include both singu- lar and plural and to cover all genders. Any percentage of bonds, specified herein for any purpose, is to be figured on the unpaid principal amount thereof then outstanding. ARTICLE II PLEDGE, SEVERANCE OF REVENUES, AND STATUTORY MORTGAGE LIEN Section 2.1 Pledge of Revenues. In order to se- cure to the holder thereof payment of the principal of and the interest on the bonds and the coupons and the performance and observance of the covenants and conditions therein and herein contained, and in consideration of their purchase and acceptance of the bonds and of the acceptance by the trustee of the trusts herein provided, the city has pledged and does hereby pledge with the trustee the revenues derived from the operation of the systems, to the extent hereinafter provided. The aforesaid pledge is made for the equal and pro rata pro- tection and benefit of the holders, present and future, of the bonds and the coupons, without preference or priority of one over another by reason of priority in issuance or acquisi- tion or otherwise, as if all the bonds at any time outstand- ing hereunder had been executed, sold, authenticated, delivered and negotiated simultaneously with the execution and delivery hereof. The pledge herein made is subject only to the fol- lowing: (a) With respect to the revenues from the water and sewer system only, a pledge of revenues from the water and sewer system for the benefit of the underlying 1950 water and sewer bonds and a pledge of revenues from the water and sewer system for the benefit of the underlying 1953 bonds; (b) With respect to the gas system only, a pledge of reve- nues from the gas system for the benefit of the gas bonds; and (c) With respect to both of the systems, a pledge of the revenues from the systems for the benefit of the under- lying 1958 warrants. The city represents that the pledges and agreements herein made constitute the only outstanding pledges and agreements with respect to the revenues derived from operation of the water and sewer system except the pledges and agreements made in the underlying indentures; and that the pledges and agreements herein made constitute the only outstanding pledges and agreements with respect to the revenues derived from operation of the gas system except the pledges and agreements made in the gas indenture and in the underlying 1958 indenture. The city hereby expressly recognises that the pledges and agreements made in the under- lying indentures are prior and superior to the pledges and agreements herein made with respect to the revenues derived from operation of the water and sewer system, and that the pledges and agreements made in the gas indenture and in the underlying 1958 indenture are prior and superior to the pledges and agreements herein made with respect to the reve- nues derived from operation of the gas system. Section 2.2 Severance of Revenues. In order to safeguard the aforesaid pledge and the performance and ob- servance of the agreements and covenants of the city herein contained, the city does hereby declare its intention that the revenues derived from the operation of the systems shall be and the same hereby are severed from the physical properties comprising the systems to such extent as shall be necessary to fulfill and preserve inviolate the said pledge and to ful- fill the said agreements and covenants. Section 2.3 Creation of Statuto Mortgage Lien. Pursuant to the provisions off` —Subdivision AFFiEIF-2 of Chapter 6 of Title 37 of the Code of Alabama of 1940, as amended, the city hereby creates a statutory mortgage lien, in favor of the holders of the bonds and the coupons, on the systems. The said statutory mortgage lieu is for the benefit of the holders of all the bonds and the coupons, without preference or priority of one bond over another, and shall take effect immediately upon the delivery of any of the bonds authorized to be issued hereunder; provided however, that said statutory mortgage lien shall not be construed to give - 7 - any authority to compel the sale of either of the systems or any part of either thereof at a foreclosure sale, aid no foreclosure proceedings shall ever be had with respect to either of the systems or any part of either thereof. There shall be filed for record in the office of the Judge of Probate of the county in which the systems are located, promptly following the issuance of each series of the bonds, a notice containing a brief description of the systems and of that series of the bonds, an appropriate reference to the indenture, and a declaration that said statutory mort- gage lien has been created upon the systems for the benefit of the holders of the bonds issued under the indenture and the interest coupons applicable thereto. The mayor or other chief executive officer of the city and the city clerk of the city are hereby authorized and directed so to file and execute such notice in the name and behalf of the city and to affix the seal of the city thereto, and the city clerk of the city is hereby authorized and directed to attest said seal. The city represents that the statutory mortgage lien herein created is and will -be subject only, with re- spect to the water and sewer system, to the lien of the underlying indentures and, with respect to the gas system, to the lien of the underlying 1958 indenture, and also, until February 1, 1962, to the lien of the gas indenture. ARTICLE III ISSUANCE OF BONDS IN SERIES AND FORM THEREOF Section 3.1 Issuance of Bonds in Series. 'The bonds may be issued in different series, an3 ea c and shall have an appropriate series designation. All of the bonds and the coupons respectively applicable thereto shall be equally and ratably secured by the indenture, the pledge made herein, and the statutory mortgage lien herein created. Section 3.2 Dates, Maturities and Place of Pay- ment of Bonds and Coupons - In General. Each series of he bonds shall e dated either the June I or December 1 falling in the period of 360 days next preceding the date of their issuance and shall mature on December 1 in each of the years that may be fixed for their maturities. Interest on the bonds from their respective dates until their respective maturities shall be payable semiannually on June 1 and December 1 and shall be evidenced by coupons attached to the bonds. The bonds and the coupons shall be payable in lawful money of the United States of America at the principal office of the trus- tee and any series of additional bonds, together with the cou- pons applicable thereto, may be made payable also at such other bank or banks as may be desJgnated as co -paying agent or co -paying agents therefor in the supplemental indenture under which such series of additional bonds may be issued. The bonds and the coupons shall bear interest at the rate of 6% per annum after their respective maturities until paid or until moneys sufficient for payment thereof shall have been deposited for that purpose with the trustee. Section 3.3 Form of Bonds, etc. The bonds, the coupons, and the trustee's autHentication certificate appli- cable thereto shall be in substantially the following forms, respectively, with such insertions, omissions and other varia- tions as may be necessary to conform to the provisions hereof OEM and, with respect to the additional bonds, as the council may determine in accordance with the provisions of the indenture and as may be incorporated in the respective supplemental indentures under which they may be issued: No. (Form of Bond) UNITED STATES OF AMERICA STATE OF ALABAMA P1 CITY OF FAIRHOPE WATER, GAS AND SEWER REVENUE BOND SERIES On the lst day of December, for value re- ceived, the City of Fairhope (herein called "the city"), a municipal corporation under the laws of Alabama, hereby promises to pay to the bearer hereof solely out of the reve- nues hereinafter referred to, the sum of D O L L A R S with interest thereon from the date hereof until the ma- turity hereof at the rate of �, per annum, payable semi- annually on June 1 and December 1 in each year until and at the maturity hereof upon surrender of the annexed interest coupons as they severally mature. Both the principal here- of and the interest hereon are payable in lawful money of the United States of America at the principal office of The Merchants National Bank of Mobile in the City of Mobile in the State of Alabama. This bond is one of a duly authorized issue of bonds of the city issuable in series, designated Water, Gas and Sewer Revenue Bonds (herein called "the bonds"), and issued under a Trust Indenture dated as of December 1, 1961 (herein called "the indenture"), between the city and The Merchants National Bank of Mobile (herein called "the trustee"), of Mobile, Alabama. The bonds are not limited in aggregate principal amount except as provided in the indenture. The principal of and the interest on the bonds are payable solely out of the revenues derived from the operation of the city's water works and sanitary sewer system and its natural gas distribution system, as they may be presently or hereafter constituted (herein together called "the systems'), and are secured, pro rata and without priority of one bond over another, by a valid pledge of said revenues out of which they are payable. The indenture provides, inter alia, that in the event of default by the city in the manner and for the time therein provided, the trustee may declare the principal of this bond as immediately due and payable, whereupon the same shall thereupon become immediately due and payable and the trustee shall be entitled to pursue the -remedies provided in the indenture. The series of the bonds of which this is one is designated Series , is authorized to be issued in the aggregate principal amount of $ , and consists of bonds numbered from 1 to , inclusive. The covenants and representations herein contained or contained in the indenture do not and shall never consti- tute a personal or pecuniary liability or charge against the general credit of the city, and in the event of breach of any such covenant or representation no personal or pecuniary liability or charge payable directly or indirectly from the general revenues of the city shall arise therefrom. No holder of the bonds or the coupons shall ever have the right to compel the exercise of the taxing power of the city for payment of the principal of or the interest on the bonds, and this bond does not constitute a debt of the city within any state constitutional provision or statutory limitation. The bonds are issued under the provisions of Chapter 6 of Title 37 (including particularly Subdivision 3 of Article 2 of said chapter in said title) of the Code of Alabama of 1941.0, as amended, and an ordinance of the city duly adopted in order to raise moneys for purposes for which bonds are authorized to be issued under said subdivision. It is hereby certified that all conditions, ac- tions and things required by the constitution and laws of Alabama to exist, be performed and happen precedent to or in the issuance of this bond exist, have been performed and have happened in due and legal form and that provision has been made for the deposit in a separate fund of revenues from the operation of the systems in amounts sufficient to pay the principal of and the interest on the bonds as said principal and interest shall respectively mature. The principal of and the interest on this bond are exempt from any and all state, county and municipal and other taxation whatsoever under the laws of the State of Alabama. The city hereby covenants that it will at all times maintain such rates for water, gas and sanitary sewer service furnished by the systems as shall be sufficient to provide for payment of the principal of and the interest on the bonds as the said principal and interest become due, to create a bond and interest redemption fund therefor, to provide for the payment of the expenses of administering and operating the systems and of maintaining them in good repair and working order, to build up a reserve for deprecia- tion of the systems and to build up a reserve for improve- ments, betterments and extensions to the systems, other than those necessary to maintain them in good repair and working order as hereinabove provided. Execution by the trustee of its authentication certificate hereon is essential to the validity hereof and is conclusive of the due issue hereof under the indenture. IN WITNESS WHEREOF, the city has caused this bond to be executed in its behalf by its mayor and its city clerk, hao caused the corporate seal of the city to - 10 - be hereunto affixed by its city clerk, whose signature hereon shall constitute attestation of such seal, has caused the attached coupons to be executed with the facsimile signa- tures of said two officers, and has caused this bond to be dated Attest: City Clerk Coupon No. CITY OF FAIRHOPE By s Mayor (Form of Coupon) w On the 1st day of , 19 , the City of Fairhope, a municipal corpora on in the S�Te of Alabama, will pay to the bearer hereof, solely out of the revenues derived from the operation of its water works and sanitary sewer system and its natural gas distribution system, upon surrender hereof at the principal office of The Merchants National Bank of Mobile in the City of Mobile, Alabama, Dollars in lawful money of the Uhited a ea of Amer ca, being interest then due on its Water, Gas and Sewer Revenue Bond, Series , dated , No. Attest: CITY OF FAIRHQPE 4 By (' s Mayor City Clerk (Form of Trustee's Authentication Certificate) The within bond is one of those described in the within mentioned Trust Indenture. THE MERCHANTS NATIONAL BANK OF MOBILE By r M—Authorizea officer 11 - In addition to any other insertions, omissions and variations that may be necessary to conform to the provisions of the indenture, the following insertions and variations Ehall be made in the bond form set forth above; (a) If any series of additional bonds shall be made payable at some bank or banks in addition to the trustee, there shall be inserted in the first paragraph of each bond of that series and in the coupons applicable thereto an appropriate reference to each additional co -paying agent; (b) There shall be inserted in the second paragraph of each of the additional bonds an appropriate reference to any supple- mental indenture or supplemental indentures that shall have been executed and delivered prior to or simultaneously with the delivery of such bond; (c) There shall be inserted at the end of and as a part of the third paragraph of each bond of each series containing any callable bonds an appropriate sentence or sentences briefly designating the bonds of the sAid series that are subject to redemp- tion prior to maturity and briefly reciting the redemption price, the dates on which said redemption may be effected, and any restric- tions upon or conditions precedent to such redemption; (d) The following shall be inserted after the maturity date contained in the first line of the first paragraph of each of the callable bonds:. "(unless this bond shall have been duly called for prior payment)," (e) The following shall be inserted after the maturity date of each coupon which is applicable to any callable bond and which is due subsequent to the first date on which. such callable bond is subject to redemption: "(unless the bond to which this coupon is applicable shall have been duly called for prior pay- ment)," (f) If one of the signatures on the bonds of any series is to be a facsimile, or if the facsimile of the corporate seal of the city is to be imprinted or otherwise repro- duced on the bonds of any series in lieu of the impressment thereon of the seal itself, the testimonimum clause of each bond shall make appropriate reference to any such fact or facts. - 12 - ARTICLE IV EXECUTION, AUTHENTICATION AND DELIVERY OF THE BONDS Section 4.1 Execution of Bonds. The bonds shall be executed on behalf of e ci y by M mayor or other chief executive officer and by its city clerk, and the seal of the city shall be affixed thereto by its city clerk, whose signature thereon shall constitute attestation of such bond and seal; provided, however, that, if the ordinance authorizing the issuance of any series of the bonds shall so provide, the signature of either the said mayor or the said city clerk may be imprinted or otherwise reproduced in fac- simile on the bonds of that series, if the other of the said signatures is manually subscribed thereon; and provided, fur- ther, that, if the ordinance authorizing the issuance of any series of the bonds shall so provide, the said seal may be imprinted or otherwise reproduced in facsimile on the bonds of the said series in lieu of being impressed thereon. The coupons shall be executed by the facsimile signatures of said two.officers. Signatures on the bonds and the coupons by any such officers at the time such signatures were written or printed shall continue effective although such persons cease to be such officers prior to the authentication and delivery of the bonds. Section 4..2 Authentication Certificate of Trustee. A duly executed authentica ion certificate by the trustee in the form hereinabove recited shall be endorsed on each of the bonds and shall be essential to its validity. Such certificate shall be conclusive of the due issue of such bond hereunder. Section 4.3 Replacement of Mutilated, Lost, Stolen or Destroyed Bonds and Coupons. In the event any bond mutilated, lost, stolen or destroyed, the city may execute, and the trustee shall thereupon authenticate and deliver, a new bond of like tenor and denomination to that mutilated, lost, stolen or destroyed, which such new bond shall have attached thereto coupons corresponding in all respects to those on the bond mutilated, lost, stolen or destroyed; provided that (a) in the case of any such mutilated bond, such bond together with all coupons (if any) appertaining thereto is first surrendered to the city and the trustee, and (b) in the case of any such lost, stolen, or destroyed bond, there is first furnished to the city and the trustee evidence of such loss, theft or destruction satis- factory to them, together with indemnity satisfactory to them, In the event any coupon is mutilated, lost, stolen or destroyed, the city may issue a duplicate coupon upon the same terms and conditions as those provided in the preceding sentence hereof respecting replacement of mutilated, lost, stolen or destroyed bonds. The city may charge the holder with the expense of issuing any such new bond or coupon. Section 4.4 Removal of Past Due Coupons. Upon the authentication of any bo-na by the rus ee, all past due coupons evidencing interest not paid or made available for payment on such bond shall be removed and cancelled by the trustee. - 13 - Section 4.5 Consideration for Sale of Bonds. Nothing herein contained shall affect n any way a power of the city to fix the consideration for which the bonds may be sold by it. ARTICLE V GENERAL PROVISIONS RESPECTING REDEMPTION OF CALLABLE BONDS Section 5.1 Manner of Effecting Redemption of Callable Bonds. Any rede_m_p=on_of any callable bonds of any series shall be effected in the following manner: (a) Call. The council shall adogt a reso- lution con'faining the following: (1) a call for redemption, on a specified date when they are by their terms subject to redemption, of callable bonds bearing a stated series designation and stated numbers; (2) a statement that the city is not in default under the indenture; and (3) in the case of the redemption of any callable bonds that are also additional bonds and with respect to the redemption of which any additional re- quirement or condition may have been provided for in a supplemental indenture, a summary of the applicable requirement or condition and of the actions taken or provisions made to comply therewith. (b) Publication. Not less than thirty (30) days: prior t—b -TFie re3emption date, the city shall cause to be published one time in a financial journal published in the City of New York, New York, and also a newspaper published in the City of Mobile, Alabama, a notice stating the following: that callable bonds bearing a stated series desig- nation and stated numbers have been called for redemption and will become due and payable at the redemption price or redemption prices on a specified redemption date (which shall be the date provided for such redem tion in the resolution re- quired in subsection (a� of this section); and that all interest thereon will cease after the redemption date. In the event that there is no newspaper being published in the said City of Mobile at the time the city directs such notice to be published, then publication of said notice in a financial journal published in the said City of New York, as aforesaid, will slIf'fice. (c) Deposit with Trustee. On or prior to the redemption date the city s = deposit with the trus- tee the total redemption price of the callable bonds so called and shall further furnish to the trustee the following: (1) a certified copy of the resolu- tion required in subsection (a) of this section; (2) an appropriate affidavit showing compliance with the requirements of subsection (b) of this section; and (3) in the case of the redemption of callable bonds that are also additional bonds and with respect to the redemption of which any additional requirement or condition may have been - 14 - provided for in a supplemental indenture, evi- dence satisfactory to the trustee showing com- pliance with any such additional requirement or condition. Section 5.2 Presentation of Callable Bonds for Redemption. Bonds Cease to Bear Interest, pon comp iance y tHe city with e requirements contained in Section 5.1 hereof, and if the city is not on the redemption date in default in payment of the principal of or the interest on any of the bonds, the callable bonds so called for redemption shall become due and payable at the place at which the same shall be payable at the redemption price or redemption prices and on the redemption date specified in such notice, any- thing herein or in the callable bonds to the contrary not- withstanding; the holders thereof shall then and there sur- render them for redemption; all future interest on the callable bonds so called for redemption shall cease to accrue after the redemption date and the coupons maturing after the redemption date shall be void; the callable bonds so called and the coupons applicable thereto which matured on and prior to the redemption date shall no longer be entitled to the benefit of the security hereof but shall look solely to the moneys deposited with the trustee under the provisions of this article; and out of the moneys so deposited with it, the trustee shall make provision for payment of the callable bonds so called for redemption at the redemption price on the redemption date. Section 5.3 Payment of Coupons Maturing on Redemption Date and Appl c3 aM to Call le Bonds.—�Neither e trustee nor any -Institution at whien the 537nds may at any time be payable shall be required to pay any coupon maturing on the redemption date which is applicable to any callable bond so called for redemption unless the callable bond to which such coupon is applicable is also presented for payment; provided, that in the event any such coupon should be so paid without payment of the applicable callable bond no one shall be liable to the holder of such applicable callable bond, or to the city, or to anyone whomsoever; and provided further, that the trustee and any such institution shall pay such coupon if the holder thereof shall present to the trustee or to such institution evidence satisfactory to the trustee or to such institution that such holder is the owner of the coupon so presented and is not the owner of the callable bond to which such coupon is applicable. ARTICLE VI THE INITIAL BONDS Section 6.1 Series Designation, Date, Prin- cipal Amount, Denomination, an Numbers of Initial Bonds. e initial bonds issued nereunder shall e the er es 1961 bonds. The total principal amount of the initial bonds is limited to $1,000,000. The initial bonds shall be dated December 1, 1961, shall be in the denomination of $1,000 each and shall be numbered from l to 1,000, inclusive. - 15 - Section 6.2 Maturity Schedule of Initial Bonds. The initial bonds shall mature on December I in thefol- lowing principal amounts and years: Bond Numbers Aggregate Principal (both inclusive Year of Maturity Amount Maturing 1 to 15 1962 $15,000 16 to 30 1963 15,000 31 to 45 1964 15,000 46 to 6o 1965 15,000 61 to 75 1966 15,000 76 to 90 1967 15,000 91 to 110 1968 20,000 Ill to 130 1969 20,000 131 to 150 1970 20,000 151 to 170 1971 20,000 171 to 190 1972 20,000 191 to 225 1973 35,000 226 to 26o 1974 �5,000 261 to 300 1975 0,000 301 to 340 1976 4o,000 341 to 38o 1977 4o,000 381 to 420 1978 4o,00 421 to 460 1979 0 461 to 505 1980 45,000 506 to 550 1981 45,000 551 to 595 1982 45,000 596 to 640 1983 45,000 641 to 6$5 1984 45,000 686 to ?30 1935 45,000 731 to 775 1986 45,000 776 to 820 1987 45,000 821 to 865 1988 45,000 866 to 9lo 1089 45,000 911 to 955 1990 45,000 956 to 1000 1991 45,000 Section 6.3 Interest Rates of Initial Bonds. The initial bonds shall bear interest rom heir da e until their respective maturities at the following per annum rates: 6% on those having stated maturities in 1962 to 1965, in- clusive; 3-7/8% on those having stated maturities in 1966 to 1979, inclusive; and 4% on those having stated maturities in 1980 to 1991, inclusive. Section 6.4 Redemption Provisions Respecting Callable Initial Bonds. Those of the iFitial bonds having stated maturities in 1972 and thereafter may be redeemed and paid prior to their respective maturities, at the option of the city, in whole or in part (but if in part, in the inverse order of their numbers), on December 1, 1971, and on any interest payment date thereafter, at and for a redemp- tion price, with respect to each such bond redeemed, equal to its face value plus accrued interest thereon to the re- demption date and a premium equal to twelve months' interest thereon computed at the coupon rate thereof. Any redemp- tion of callable initial bonds shall be subject to the provisions of and shall be effected in the manner provided by Article V hereof. - 16 - Section 6.5 Execution and Delivery of the Initial Bonds. The initial bonds sT all be forthwith executed ERE- e vered to the trustee and shall be authenticated and de- livered by the trustee from time to time upon receipt by the trustee of an order signed on behalf of the city by its mayor requesting such authentication and delivery and desig- nating the person or persons to receive the same or any part thereof. Section 6.6 Use of Proceeds from Sale of Initial Bonds. The entire proceeds derived from the sale of the ini- i� almonds shall be used for the following purposes only and in the following order: (a) payment into the bond fund of the accrued interest received on the sale of the initial bonds; (b) payment of the expenses incurred in the issuance and sale of the initial bonds, including the initial charge of the trustee under the indenture, the fiscal, legal, print- ing, engineering and recording fees and expenses incurred in connection therewith; (c) refunding the gas bonds by deposit- ing with the trustee under the gas indenture an amount equal to the principal of those of the gas bonds due on February 1, 1962, plus an amount equal to the redemption price, exclu- sive of accrued interest, of those of the gas bonds that have stated maturities after February 1, 1962, to the end that they may be redeemed and paid on that date; and (d) payment of the balance of said proceeds into the construction fund. ARTICLE VII THE ADDITIONAL BONDS Section 7.1 Additional Bonds - In General. While the city is not to the knowledge of the trustee in efault under the indenture, it may at any time and from time to time issue additional bonds, within the limitations of and upon compliance with the provisions of this Article VII, for the purpose of paying the cost of the acquisition, by con- struction or otherwise, of capital improvements to the water and sewer system, the gas system, or both. The additional bonds may be in such denomination or denominations, shall bear interest at such rate or rates, shall mature in such year or years and may contain such provisions for redemption prior to maturity, all as may be provided in the supplemental indenture under which they are issued; provided, that any re- demption of additional bonds prior to maturity shall be effected in the manner set forth in and shall be subject to the provisions of Article V hereof. Each of the additional bonds shall contain an appropriate series designation. Section 7.2 Conditions Precedent to Issuance of Additional Bonds. Prior to the issuance of any of the addi- tional bonds the city shall deliver to the trustee those of the additional bonds proposed to be issued, duly executed and sealed, accompanied by the following: (a) Supplemental Indenture. A supplemental indenture, duly executed, sealed and acknowledged on behalf of the city and containing the following: (i) a description of the additional bonds proposed to be issued, including the aggregate principal amount, the numbers and series designation, the - 17 - denomination or denominations, the interest rate or rates and the maturity or maturities of such additional bonds, and any provisions for redemp- tion thereof prior to maturity; (ii) a statement of the purpose for which the additional bonds are proposed to be issued; and (iii) any other pro- visions that do not conflict with the provisions hereof; (b) Proceedings. A certified copy of the proceedings a en y the council authorizing the sale and issuance of the additional bonds proposed to be issued and the execution and delivery of the supplemental indenture providing therefor; (c) Resolution. A resolution requesting the trustee to authienticate and deliver to the pur- chaser the additional bonds pro osed to be issued and reciting the following: (i� that the city is not at the time in default hereunder and that no such default is imminent; (ii) the number and series designation of the additional bonds proposed to be issued; (iii) the person or persons to whom such additional bonds shall be delivered; (iv) the sale price of such additional bonds; v) a list of all additional bonds theretofore issued by the city hereunder and at the time outstanding and of the supplemental indentures under which they were issued; (vi) a list of all of the underlying securi- ties that then remain outstanding; and (vii) a brief description of the capital improvements for acquisi- tion of which the additional bonds are proposed to be issued; (d) Engineer's Certificate. A certificate of an indepenaent engineer satisfactory to the trustee expressing an opinion to the following effect: (i) that the improvements proposed to be acquired or constructed by the city with the principal proceeds derived from the sale of the additional bonds with respect to which such certificate is made are of such nature as to be properly chargeable to fixed capital account by good accounting practice and will form a part of the water and sewer system, or the gas system, as the case may be; (ii) that the said improvements are needed either to supply water, gas or sanitary sewer service to prospective customers desiring the same or for the efficient operation of the water... and sewer system, the gas system, or both, (iii) that the cost to the city of the said improvements plus the reasonable expenses estimated to be incurred by the city in the issuance and sale of the additional bonds with respect to which such certificate is made will together be not less than the principal proceeds which will be realized by the city from the sale of the additional bonds proposed to be issued for the purpose of such acquisition; (iv) that the cost to the city of the said improvements will represent the reasonable value thereof; and (v) that the acquisi- tion or construction of said improvements and the issuance of the additional bonds proposed to be issued therefor will be feasible; ('e) Certificates Respecting Revenues. One of the following: (1) A certificate made by a certified public accountant acceptable to the trustee, certifying that the average annual net income derived from the operation of the systems during the two fis- cal years next preceding the date of issuance of the additional bonds then proposed to be issued was not less than 1500 of the maximum annual debt service requirement during any then succeeding fiscal year with respect to the underlying securi- ties and all bonds that will be outstanding under the indenture immediately following the issuance. of the said additional bonds; (2) Separate certificates, each prepared by a certified public accountant acceptable to the trus- tee, and each certifying the amount of the annual net income derived from the operation of the sys- tems during a different one of the two::fiscal years next preceding the date of the issuance of the addi- tional bonds then proposed to be issued; provided, that the average annual net income from the systems for the said two fiscal years, as such average annual net income shall be determined by the trustee from an examination of said separate certificates, must not be less than 150% of the maximum annual debt service requirement during any then succeeding fis- cal year with respect to the underlying securities and all bonds that will be outstanding immediately under the indenture following the issuance of said additional bonds; or (3) A resolution adopted after the commencement of the earlier of the two fiscal years next preced- ing the issuance of any proposed additional bonds, establishing a revised schedule of rates for water, gas, or sanitary sewer service, or any thereof, fur- nished from the systems,.accompanied by a certificate by an independent engineer who shall be acceptable to the trustee stating that if the revised schedule of rates set forth in the said resolution had been in effect throughout the said two fiscal years next pre- ceding the date of issuance of the additional bonds then proposed to be issued, the average annual net income derived from operation of the systems during those two fiscal years would have been not less than 150% of the maximum annual debt service requirement during any then succeeding fiscal year with respect to the underlying securities and all of the bonds that will be outstanding immediately following the issuance of the said additional bonds; provided, that each such certificate shall be.accompanied by and shall recite that it is based, inter alia, upon an examination by the independent engineer making the said certificate of one of the following: (i) a certificate by a certified public accountant who shall be acceptable to the trustee certifying the amount of the annual net income derived from the operation of the systems during each of the two fis- cal years next preceding the date of issuance of the proposed additional bonds; or (ii) two separate certificates, each prepared by a certified public accountant acceptable to the trustee, and each certifying the amount of the annual net income de- rived from the operation of the systems during a different one of the said two fiscal years; - 19 - (f) Opinion of Independent Counsel. An opinion, dated on tHe Me of issuance of such additional bonds, signed by independent counsel accepthble to the trustee approving the forms of all documents required in the preceding portions of this section to be delivered to the trustee and expressing the opinion that they comply with the applicable requirements of this article. Upon receipt of the documents required by the provisions of this section to be furnished to it, the trustee shall, unless it has cause to believe any of the statements set out in said documents to be incorrect, thereupon execute the supple- mental indenture so presented, and, further, shall authenticate the additional bonds with respect to which the said documents shall have been made and shall deliver the additional bonds so authenticated to the purchaser thereof upon payment to the city of the purchase price therefor. ARTICLE VIII AGREEMENTS RESPECTING CONSTRUCTION OF CAPITAL IMPROVEMENTS Section 8.1 Construction of Capital Improvements. The city will proceed continuously and with reasonable dis- patch with the construction of capital improvements to the water system forming a part of the water and sewer system and capital improvements to the gas system, all substantially in accordance with plans and specifications therefor prepared by Donald Mills, Consulting Engineer, of Selma, Alabama. The city will complete said construction as soon as may be practicable, delays incident to strikes, riots, acts of God and the public enemy and similar acts beyond the.reasonable control of the city only excepted. The city will promptly pay, as and when due, all expenses incurred in and about the said construction, and it will not suffer or permit any mechanics' or materialmen's liens that might be filed or otherwise claimed or established upon or against either of the systems or any part thereof, and that might be or become a lien thereon, to remain unsatisfied and undischarged for a period exceeding thirty (30) days after the filing or establishment thereof; provided, however, that the city may in good faith contest any such mechanics' or materialmen's lien claims so filed or established and, in the event that such lien claims are so contested, may permit the merchanics' or materialmen's liens so contested to remain unsatisfied and undischarged during the period of such contest and any appeal therefrom, irrespective of whether such period extends beyond the thirty (30) day period after the filing or establish- ment of such liens, unless by such action the trustee shall be of the opinion that either of the systems shall be sub- ject to loss or forfeiture, in which event such mechanics' or materialmen's liens shall be satisfied prior to the expiration of said thirty (30) day period. - 20 - Section 8.2 Construction Fund. There is hereby created a special trust fund, Me full name of which shall be the "Water and Gas Construction Fund", for the purpose of providing funds for the construction required in Sec- tion 8.1 hereof. The trustee shall be and remain the depository, custodian and disbursing agent for the con- struction fund. The moneys in the construction fund shall be paid out from time to time for the following purposes only and in the following manner: (a) Payment of the cost of acquiring any real estate (including easements) provided there is first furnished to the trustee (1) a requisition for such payment signed either by the mayor and city treasurer of the city or by a member of the council and said mayor or treasurer; (2) a certi- ficate by the construction engineer stating (i) that such real estate is necessary and suitable for the construction thereon of, or for use in connection with, any part or parts of the said capital improvements to the systems and` -has' a value not less than the cost of its acquisition, and (ii) that the amount that will remain on deposit in the construction fund after withdrawal therefrom of the cost of acquisition of such real estate will, in the opinion of the con- struction engineer, be sufficient to pay all costs of completing said capital improvements according to the said plans and specifications therefor; and (3) a certificate of counsel accep- table to the trustee approving the title of the city to such real estate, subject only to the underlying indentures, any excepted encumbrances, the statutory mortgage lien herein created, and (if the certificate is made prior to February 1, 1962) , the gas indentures; (b) Payment for labor, services, materials, and supplies furnished in constructing the said capital improvements; provided that each such pay- ment shall be based upon a contractor's estimate or.bill approved by the mayor and city treasurer of the city or by a member of the council and said mayor or treasurer and approved also by the con- struction engineer and shall be accompanied by a certificate of the construction engineer with respect to each such estimate or bill stating that the amount that will remain on deposit in the construction fund after such payment will, in the opinion of the construction engineer, be sufficient to pay all costs of completing the aforesaid capital improvements according to the said plans and specifications therefor; pro- vided, however, that no payment shall be made under this subsection (b) with respect to any contract as to which a surety bond has not been deposited with the trustee in accordance with the requirements of Section 8.8 hereof; - 21 - (c) Payment of all lawful fees and ex- penses (including reasonable fees and expenses of engineers and attorneys, and recording fees) in connection with the matters referred to in subsections (a) and (b) of this section; pro- vided, that such payments shall be approved by the mayor and city treasurer of the city or by a member of the council and said mayor or treasurer and approved also by the construction engineer; and (d) Payment of the reasonable expenses and charges of the trustee in connection with the construction fund. After certification by the construction engineer that con- struction of the capital improvements referred to in Sec- tion 8.1 hereof has been completed in substantial,aecordance with the said plans and specifications therefor, and after certification by the mayor of the city that all of the items referred to in subsections (a), (b) and (c) of this section have been paid in full, and after the disburse- ments provided for in subsection (d) of this section have been made, any moneys then remaining in the construction fund shall be paid into the reserve fund. Section 8.3 Trust Nature of Construction Fund. The moneys at any time on aeposit in the construction fund shall be and at all times remain public funds impressed with a trust for the construction provided for in Section 8.1 hereof. The trustee shall be fully protected in making with- drawals and payments out of the construction fund for the purposes specified in Section 8.2 hereof upon presentation to it of the respective approvals and certificates provided for in said Section 8.2, but the trustee may in its discretion and shall, when requested in writing so to do by the holders of not less than twenty-five per centum of the bonds then outstanding, require•- as a condition precedent to any with- drawal or disbursement from the construction fund su.ch addi- tional evidence as it may deem appropriate respecting the application of any moneys previously disbursed from the con- struction fund, or as to the correctness of any estimate, bill or requisition presented to it pursuant to the pro- visions of said Section 8.2,. Section 8.4 Investment of Construction Fund Moneys. So long as the city shall not be in de au here- under, it may at any time and from time to time at its option cause any part of the moneys in the construction fund, which in the opinion of the council will not be needed in the then immediate future for the purposes for which the construction fund is created, to be invested in any federal securities that have a specified maturity prior to the date when the council is of the opinion such moneys will be needed for the aforesaid purposes. The trustee shall make any such investment upon receipt of instructions to make such investment given to it in a resolution; provided, that there shall be filed with the trustee along with any such resolution a certificate by the construction engineer that in his opinion the moneys to be so invested will not be needed for the aforesaid construction purposes until the - 22 - maturity date of the federal securities specified in such resolution. The federal securities in which any such investment shall be made, together with the income from such securities, shall become a part of the construction fund and shall be held by the trustee as a part of the construction fund. The trustee shall from time to time, upon receipt of directions given it in a resolution, cause any such federal securities to be sold or otherwise con- verted into cash, whereupon the net proceeds derived from any such sale or conversion shall become a part of the construction fund. The trustee shall be fully protected in making any such investment or sale of any such federal securities upon receipt of directions so to do given in a resolution. Section 8.5 Security for Construction Fund Moneys. The moneys at any time on deposit in the construc- Y o5nund shall be and at all times remain public funds impressed with a trust for the construction provided for in Section 8.1 hereof. The trustee shall at all times keep the moneys on deposit in the construction fund con- tinuously secured, for the benefit of the city and the holders of the bonds, either (a) by holding on deposit, as collateral security, federal securities or other marketable securities eligible as security for the deposit of trust funds under regulations of the Board of Governors of the Federal Reserve System, having a market value (ex- clusive of accrued interest) not less than the amount of moneys then in the construction fund, or (b) if the fur- nishing of security in the manner provided by the foregoing subsection (a) of this section is not permitted by the then applicable law and regulation, then in such other manner as may be required or permitted by the then appli- cable state and federal laws and regulations respecting the security for, or granting a preference in the case of, the deposit of trust funds; provided however, that it shall not be necessary for the trustee so to secure any portion of the construction fund moneys on deposit with it that are insured by the Federal Deposit Insurance Corporation or other agency of the United States of America that may succeed to its functions; and provided, further, that it shall not be necessary for the trustee so to secure any portion of the construction fund moneys that may at the time be invested pursuant to the provi- sions of Section 8.4 hereof. Section 8.6 Construction Engineer. Donald Mills, Consulting Engineer, Selma, A a ama, s hereby designated as the construction engineer. In the event said Donald Mills should become unavailable or unable to take any action provided in this article to be taken by the construction engineer, another engineer or firm of engineers licensed under the laws of Alabama and acceptable to the trustee shall thereupon by resolution of the city be appointed con- struction engineer and authorized to take such actions. If the city fails to appoint a successor construction engineer for a period of thirty days following the date on which Donald Mills becomes unavailable or unable to take any of said actions, the trustee may then appoint as successor construc- tion engineer any engineer or firm of engineers licensed under the laws of Alabama. Any approval or certificate by a successor construction engineer appointed under the pro- visions of this section shall have the same effect as an approval or certificate by the said Donald Mills. - 23 - Section 8.7 Trustee May Complete Construction. If the moneys on deposil-In—the construction runa s all not be sufficient to make all payments provided for in subsec- tions (a) to (d), inclusive, of Section 8.2 hereof, or if the city should abandon or unreasonably delay the construc- tion provided for in Section 8.1 hereof, or if for any reason whatsoever said construction shall not be completed as pro- vided in said Section 8.1, the trustee may at its election, but without prejudice to any other eight which it may have in case of such default, complete the said construction or such portion thereof as the trustee may deem it feasible so to complete. For such purpose the trustee may make any and all necessary contracts, either in its own name or in the name of the city, for engineers, contractors, labor, materials, and supplies in connection with the completion of said construction. In the event that the trustee shall, pursuant to the provisions of this section, elect to com- plete said construction, the trustee may thereafter make disbursements from the construction fund, without any approval of such disbursements by the city, or by any officer of the city, for the purpose of paying the cost of completing the said construction and also of discharging any unpaid bills previously incurred by the board for such construction; provided, that if any such disbursement is for payment of the cost of acquiring real estate, the trustee shall obtain a certificate of counsel acceptable to it (who may be counsel to the city) approving the title of the city to such real estate, subject only to the underlying indentures, any excepted encumbrances, the statutory mortgage lien here- in created, and (if the certificate is made prior to February 1, 1962) the gas indenture. The trustee shall be fully protected in making disbursements from the construction fund pursuant to the provisions of this section. Regardless of whether or not the trustee may undertake the completion of said construction or any part thereof, as herein provided, and regardless of whether or not any lien claims may have been filed or established, the trustee may at its option advance any funds necessary to make up any deficit in paying the cost of completing the said construction or any part thereof. All amounts so advanced by the trustee, together with interest thereon at the rate of 6% per annum from the respective dates of any such advancements, shall be tacked to the indebtedness hereby secured (subordinate only to the payment of the principal of and interest on the bonds) and shall be entitled to the benefit of the lien hereof, and the city agrees to repay the same upon demand with interest at said rate. Section 8.8 Surety Bonds Respecting onstruction. Whenever the city shall enter i~nto a contract with a con- tractor for any of the construction provided for in Section 8.1 hereof, the city will cause such contractor to deposit with the trustee a surety bond signed by a surety company authorized to do business in the State of Alabama and guaranteeing the performance of such contract and the pay- ment of all bills incurred thereunder for materials and labor. Each such surety bond shall designate as the obligees thereunder the city and the trustee, as their respective interests may appear; provided, that any such bond may designate only the city as the obligee thereunder, if such bond shall be duly assigned by the city to the trustee. If, prior to the delivery of this instrument, the city shall have entered into a contract for any part of the said construction, the city will cause the contractor under any such contract to deposit with the trustee such a surety bond promptly following delivery of this instru- ment. - 24 - Section 8.9 Trustee Not Liable With Respect to Construction and Con rac s Per a ning There -to. No k- ing contained in the indenture shall'impose on the trustee any duty or liability with respect to the appropriateness or sufficiency of any contract for the construction re- ferred to in Section 8.1 hereof, or any surety bond re- quired by Section 8.8 hereof, or with respect to the com- pletion of the said construction. ARTICLE IX DISPOSITION OF REVENUES FROM THE SYSTEMS AND CREATION OF SPECIAL FUNDS Section 9.1 Disposition of Revenues Pursuant to Provisions of Underlying Indentures. So long as any of.. e un er ying in en ures are ou s an ing and undischarged, the city will continue in effect the special funds respectively created in the underlying indentures at the time outstand- ing, and will make the deposits into the said special funds provided for in the underlying indentures, out of the reve- nues therein specified, and will make withdrawals from said special funds only for the purposes provided therefor in the respective underlying indentures. The revenues derived from the operation of the systems remaining at the expira- tion of each period provided for in the respective underlying indentures which are not required in any of the underlying indentures to be paid into any of the special funds therein created shall, to the extent and in the order provided in Section 9.3 hereof, be paid into the special funds created in Sections 9.4 to 9.7, inclusive, hereof. Section 9.2 Disposition of Revenues Following Satisfaction of Any of the Underlying Indentures; Creation of the Revenue Account. There is hereby createcreatea a special trust fund tFie fullname of which shall be the Water, Sewer and Gas Revenue Account. The revenue account shall be opened and placed in effect immediately following the satis- faction and discharge of the underlying 1958 indenture. At all times following the satisfaction and discharge of the underlying 1958 indenture, the city will pay into the reve- nue account, as received by it, all of the revenues derived from the operation of the gas system. At all times follow- ing the satisfaction and discharge of the last of the under- lying indentures to be satisfied and discharged, the city will pay into the revenue account, as received by it, all of the revenues derived from the operation of the water and sewer system. On or prior to the last secular day of each successive month beginning with the month during which the revenue account shall be opened and placed in effect as here- in provided, moneys on deposit in the revenue account shall, to the extent and in the order provided in Section 9.3 here- of, be paid into the special funds created in Sections 9.4 to 9.7, inclusive, hereof. Section 9.3 Payments Into Special Funds Herein Created.. On or prior to a -last secular ciay or eac successive month beginning with the month of December, 1961) moneys in the then effective revenue account or accounts shall be withdrawn and disbursed by the city as follows: - 25 - (a) The city shall pay into the bond fund out of the moneys remaining on deposit in the then effective revenue account or accounts after compliance with all applicable requirements of any of the underlying indentures then outstanding, such amount of money as may be provided in Sec- tion 9.4 hereof to be paid into the bond fund on or prior to the last secular day of such month; (b) The city shall pay into the operation fund, out of the moneys remaining on deposit in the then effective revenue account or accounts after compliance with all applicable requirements of any of the underlying indentures then outstand- ing and with the provisions of subsection (a) of this section with respect to that month, the moneys provided in Section 9.5 hereof to be paid into the operation fund on or prior to the last secular day of such month; (c) The city shall pay into the reserve fund, out of the moneys remaining on deposit in the then effective revenue account or accounts after compliance with all applicable requirements of any of the underlying indentures then outstand- ing and with the provisions of the foregoing subsections (a) and (b) of this section with re- spect to that month, the moneys provided in Sec- tion 9.6 hereof to be paid into the reserve fund on or prior to the last secular day of such month; and (d) The city shall pay into the replace- ment fund, out of the moneys remaining on deposit in the then effective revenue account or accounts after compliance with all applicable requirements of any of the underlying indentures then outstanding and with the provisions of the foregoing subsec- tion (a), (b), and (c) of this section with respect to that month, the moneys provided in Section 9.7 hereof to be paid into the replacement fund on or prior to the last secular day of such month. At the end of any month following compliance for that month with the applicable provisions of any of the underlying in- dentures that are then outstanding and with the foregoing subsections (a), (b), (c) and (d) of this section, and when all monthly payments at the time required by.Sections 9.4, 9.5, 9.6 and 9.7 hereof to have been made from the revenue account into the bond fund, the operation fund, the reserve fund, and the replacement fund, respectively, have been made and when no delinquency exists with respect to the monthly payments provided for in any of said sections, moneys then remaining in the then effective revenue account or accounts may be withdrawn by the city and used for any lawful purpose. Ao withdrawals shall be made from the revenue account. -at any time except pursuant to and in accordance with the provi- sions of this.section. - 26 - Section 9.4 Bond Fund. There is hereby created a special trust fund, tFie -fu11 name of which shall be the "Water, Sewer and Gas Bond and Interest Redemption Fund", for the purpose of providing for payment of the principal of and the interest on the bonds. The bond fund shall be maintained until both the principal of and the interest on the bonds shall have been paid in full. There shall be paid into the bond fund the following: (a) The city will pay into the bond fund, simultaneously with the issuance of any of the bonds and out of the proceeds derived from the sale thereof, the accrued interest and any pre- mium received by it upon such sale; (b) On or before the last secular day of December, 1961, and on or before the last secular day of each successive month thereafter until the principal of and the interest on the bonds shall have been paid in full, the city will pay into the bond fund, out of the moneys in the then effective revenue account or accounts, an amount equal to one -sixth (1/6) of the semiannual in- stallment of interest that will mature on the bonds then outstanding on the then next succeeding interest payment date plus an amount equal to one -twelfth (1/12) of the principal that will ma- ture on the bonds then outstanding on the then next succeeding December 1; provided that there shall be credited on the amounts required by this subsection (b) to be paid into the bond fund any amount that shall have been paid into the bond fund pursuant to the provisions of subsection (a) of this section; (c) In the event that the moneys in the then effective revenue account or accounts shall be insufficient to make any monthly payment pro- vided by subsection (b) of this section to be made into the bond fund, then a delinquency shall be deemed to exist with respect to the payments pro- vided in this section to be made into the bond fund and an amount equal to the deficiency in any such monthly payment shall be added to the monthly payment provided in said subsection (b) to be made into the bond fund on or before the last secular day of each successive month thereafter until the delinquency shall have been cured; provided, however, that upon the transfer of moneys into the bond fund from the reserve fund to be applied for pay- ment of bonds and coupons when due, any then exist- ing delinquency with respect to payments into the bond fund shall be deemed to have been cured to the extent of the amount of moneys so transferred from the reserve fund into the bond fund; and (d) Simultaneously with the issuance of any of the additional bonds, the city will pay into the bond fund such additional sum as, when added to (1) the sum that will be on deposit in the bond fund immediately following such issuance, and (2) - 27 - the subsequent payments that are herein required to be made into the bond fund between the time of such issuance and the then next succeeding December 1, will make available on the then next succeeding December 1 an amount equal to the principal and interest maturing on that December 1 with respect to the bonds and on the June 1, if any, occurring between the date of the issuance of such additional bonds and said then next succeeding December l,an amount equal to the interest maturing with respect to the bonds on the said June 1; the sums paid into the bond fund pursuant to this subsection (d) to be paid therein out of moneys in the then effective revenue account or accounts, except to the extent that such sums may be provided in a supplemental indenture to be paid out of the proceeds derived from the sale of such additional bonds. All moneys paid into the bond fund shall be used only for payment of the principal of and the interest on the bonds upon or after the respective maturities of such principal and interest; provided that if at the final maturity of the bonds, however the same may mature, there shall be in the bond fund moneys in excess of what shall be required to pay in full the principal of and the interest on the bonds, then any such excess shall thereupon be returned to the city. When the amount of money on deposit in the bond fund equals or exceeds the aggregate of the principal of and the interest to their respective maturities on the bonds then remaining unpaid, no further payments need be made into the bond fund except to make good moneys paid therein that may become lost or that may not be immediately available for withdrawal under the provisions of this sec- tion; provided, that in the event any of the additional bonds should thereafter be issued, monthly payments into the bond fund shall be resumed in accordance with the pro- visions of subsections (b) and (c) and of this section and the payments required by subsection (d) of this section shall also be made with respect to such additional bonds. Section 9.5 Operation Fund. There is hereby created a special trust fund, e ull name of which shall be the "Water, Sewer and Gas Operation and Maintenance Fund", for the purpose of providing for payment of opera- ting expenses of the systems. The operation fund shall not be opened or established until the underlying 1958 indenture shall have. been satisfied and discharged,,but shall be opened and placed in effect immediately following the satisfaction and discharge of the underlying 1958 in- denture. At any time when the underlying 1958 indenture shall have been satisfied and discharged and either of the other underlying indentures shall remain outstanding and undischarged, the city will pay into the operation fund, out of the moneys in the then effective revenue account or accounts, on or before the last secular day of each month such amount or amounts as (when added to the amount then on deposit in the operation fund) shall be sufficient to pay the operating expenses of the gas system, as then esti- mated, to be incurred during the then next succeeding month and any unpaid operating expenses incurred with respect to the gas system during the then current or any then preceding month, At any time when all of the underlying indentures V shall have been satisfied and discharged, the city will pay into the operation fund, out of the moneys in the then effective revenue account or accounts, on or before the last secular day of each month such amount or amounts as (when added to the amount then on deposit in the operation fund) :shall be sufficient to pay the operating expenses of the systems,as then estimated, to be incurred during the then next succeeding month and any unpaid operating excjenses in- curred with respect to the systems during the then current and Sny then preceding month. Section 9.6 Reserve Fund. There is hereby created a .special trust fund, the full name of which shall be the "Wester, Sewer and Gas Debt Service Reserve Fund", and which shall be continued until the principal of and the interest on the bonds shall. have been paid in full. The city ohall pay into the reserve fund, out of the moneys in the then effective revenue account or accounts, the sum of $963.20 on or before the last secular day of each successive month beginning with the month of December, 1961, and continuing for seventy-one (71) successive months thereafter, and until the sum of $69,350.00 shall have been paid into the re- serve fund pursuant to the provisions of this sentence. At the tinie of the issuance of any of the additional bonds, the council shall com`oute the amount of the maximum required re- serve that will be applicable immediately following the issu- ance of such additional bonds, and the amount of the maximum required reserve shall remain at the same figure, regardless of the subsequent retirement of any of the bonds, until addi- tional bonds shall again be issued under the indenture. When- ever any additional bonds shall be issued, then the city shall thereafter pay into the reserve fund, out of the moneys in the then effective revenue account or accounts, in addition: to the sums required in the second sentence of this section to be paid into the reserve fund, on or before the last secular day of each successive month beginning with the month during which such additional bonds shall be issued and continuing for seventy-one (YI) successive months thereafter, an amount equal to one -seventy-second (1/72) of the difference, if any, between (a) the maximum required reserve immediately follow- ing the issuance of such additional bonds, and (b) the maximum required reserve immediately prior to the issuance of such additional bonds; all to the end that after six years from the date of each issuance of any of the additional bonds there shall have been paid into the reserve fund an amount equal to the maximum required reserve that is applicable immediately following such issuance. In the event the moneys on deposit in the then effective revenue account or accounts shall be insufficient to make any monthly payment required by the fore- going provisions of this section to be made into the reserve fund, then a delinquency shall be deemed to exist with respect to the payments provided in this section to be made into the reserve fund and an amount equal to the deficiency in any such monthly payment shall be added to the monthly payment hereinabove provided to be made into the reserve fund on or before the last secular day of each successive -month there- after until the delinquency shall have been cured. Moneys forming a part of the reserve fund shall be transferred to the bond fund for payment of the principal of and interest on the bonds, but may be so transferred only when the moneys on deposit in the bond fund on any interest payment date shall not be sufficient to pay the interest and the principal, if any, maturing with respect to the bonds on that interest pay- ment date, and such moneys shall be so transferred only for -29- payment of the principal of and interest on the bonds so maturing as to which there would otherwise be a default; provided, however, that moneys may be withdrawn from the reserve fund pursuant to the provisions of,Section 9.13 hereof; and provided, further, that moneys transferred to the reserve fund from theconstruction fund pursuant to the provisions of Section 8.2 hereof may be used to purchase any of the bonds for retirement, with the consent of the holder of any bond so purchased, but that portion of the pur- chase price of any bond so purchased for retirement that is paid out of moneys so transferred from the construction fund shall not exceed the face value of such bond. Whenever any of the moneys forming a part of the reserve fund shall be so transferred to the bond fund, the city will restore the same by thereafter paying into the reserve fund, in addition to the monthly payments provided for in the second and fourth sentences of this section, on or before the last secular day of each successive month beginning with the month during which such transfer shall be made and continuing until the sum transferred shall have been restored, all of the moneys remaining in the then effective revenue account or acctounts at the end of each such month after compliance with the appli- cable provisions of any of the underlying indentures and with the provisions of Section 9.4 and 9.5 hereof and the second and fourth sentences of this section. When the amount of moneys in the reserve fund plus the amount of moneys in the bond fund equals or exceeds the aggregate of the principal of and interest on the bonds then remaining unpaid, the moneys on deposit in the reserve fund may be transferred to the bond fund, in which event no further payments need be made into the reserve fund; provided, that if, after any such transfer of all moneys in the reserve fund into the bond fund, any of the additional bonds should be thereafter issued, then the city shall thereafter pay into the reserve fund, out of ,the money; in the then effective revenue account or accounts,on or before the last secular day of each successive month beginning with the month in which such additional bonds shall be issued and con- tinuing for seventy-one (71) su.ccessive months thereafter, an amount equal to one seventy-second (1/72) of the amount of the maximum required reserve that is applicable immediately following the issuance of such additional bonds. Section 9.7 Replacement Fund. There is hereby created a special trust fund, the fulI name of which shall be the "Water, Sewer and Gas Replacement and Extension -Fund" and which shall be continued until the principal of and the interest on the bonds shall have been paid in full. The city shall pay into the replacement fund, out of the moneys in the then effective revenue account or accounts, the sum of $347.23 on or before the last secular day of each successive month, beginning with the month of December, 1961, and continuing each month thereafter until the sum on deposit in the replace- ment fund equals or exceeds the sum of $25,000.00. Any moneys on deposit in the replacement fund shall be used solely for the purpose of acquiring by construction or otherwise (a) property to replace any portion of either of the systems that shall become worn out or that shall become inadequate for -the rendition of efficient service; or (b) capital improvements to either of the systems; provided that any property so acquired to replace a portion of either of the systems shall be of such nature as to be chargeable under good accounting practice to fixed capital account; provided, further, that if at any time the moneys on deposit in the bond fund and the reserve fund shall not be sufficient to pay any of the bonds or coupons at their respective maturities, then the moneys on deposit in the - 30 - replacement fund shall be used to pay the bonds and coupons at their respective maturities but only to such extent as may be necessary to prevent default in the payment thereof. Whenever the amount on deposit in the replacement fund shall equal or exceed the sum of $25,000.00, the city may thereafter discontinue making further payments therein, but whenever any of said moneys are used to such an extent that the a- mount thereof remaining on deposit therein shall be less than $25,000.00, the city shall resume paying into the re- placement fund, out of the moneys in the then effective revenue account or accounts, the sum of $347.23 on the last secular day of each successive month thereafter until the total of the moneys on deposit in the replacement fund again amounts to $25,000.00. In the event the moneys on deposit in the revenue account shall be insufficient to make any monthly payment provided by the preceding provisions of this section to be made into the replacement fund, then a delinquency shall be deemed to exist with respect to the payments provided in this section to be made into the re- placement fund and an amount equal to the deficiency in any such monthly payment shall be added to the amount of the monthly payment hereinabove provided to be made into the replacement fund on or before the last secular day of each successive month thereafter until the delinquency shall have been cured. So long as the city shall not be in default here- under, the moneys forming a part of the replacement fund may be withdrawn by the city from time to time as the council in its sound discretion shall deem it advantageous to the city that such withdrawal be made for use for any purpose for which the replacement fund is created. Section 9.8 Determination of Adequate of Re- serve Fund and Replacement Fund Provisions. The council hereby determines-7-hat an amount equal o the maximum required reserve from time to time applicable hereunder, being a sum equal to the maximum annual debt service re- quirement in any then succeeding fiscal year, constitutes a reasonable reserve for payment of the principal of and interest on the bonds and that six years constitutes a reason- able period wherein such reserve shall be built up. The council hereby further determines that $25,000.00 constitutes a reasonable reserve for depreciation and for capital im- provements to the systems and six years constitutes a reason- able period wherein such reserve shall be built up. Section 9.9 City May Anticipate Required Payments. Any payments required by his article to be made into any of the special funds created in this article may be antici- pated by the city at any time, provided that no such anti- cipation shall be made if it will prevent or jeopardize the making of the payments herein required to be made into any other special fund herein created. Section 9.10 Security for Special Funds. The moneys at any time on deposit in the revenue account, the bond fund, the operation fund, the reserve fund, and the replacement fund shall be and at all times remain public funds impressed with a trust for the purposes for which said account and funds are respectively created. The city will cause the depository for each such account or fund to keep the moneys at any time on deposit in the account, fund or funds for which it is depository continuously secured, for the benefit of the city and the holders of the bonds, either (a) by holding on deposit, as collateral security, - 31 - federal securities, or other marketable securities eligible as security for the deposit of trust funds under regula- tion of the Board of Governors of the Federal Reserve Sys- tem, having a market value (exclusive of accrued interest) not less than the amount of moneys on deposit in the ac- count or fund being secured, or (b) if the furnishing of security in the manner provided by the foregoing clause (a) of this section is not permitted by the then appli- cable law and regulation, then in such other manner as may be required or permitted by the then applicable state and federal laws and regulations respecting the security for, or granting a preference in the case of, the deposit of trust funds; provided however, that it shall not be necessary for any such depository so to secure any portion of the moneys on deposit in any such account or fund that is insured by the Federal Deposit Insurance Corporation or by any agency of the United States of America that may succeed to its functions. Section 9.11 Administration of Bond Fund and Reserve Fund. The trustee shall at all times be the deposiEoory,^custodian and disbursing agent for the bond fund and the reserve fund, and all moneys herein required to be paid into said funds shall be remitted to the trus- tee. Out of the moneys deposited with it in the bond fund or transferred thereto, the trustee shall make pro- vision for payment of the bonds and the coupons as the same shall respectively nature. The trustee shall apply the moneys in the reserve fund in accordance with the applicable provisions of Sections 9.6 and 9.13 hereof. Section 9.12 Depositories for Revenue Account, Operation Fund and Rep�_l�acement *Fund. The council may a any time and from time time deisgnate any banking insti- tution or institutions as depository or depositories for the revenue account and the operation fund; provided, that any depository so de gnated shall at all times while acting as such be and remain a member of the Federal Deposit Insurance Corporation or of any agency of the United States of America that may succeed to its functions, if there be any such, and shall be and remain duly qualified and doing business in the State of Alabama. The trustee shall at all times be the depository for the replacement fund. Each depository for the revenue account, the operation fund, or the replace- ment fund, shall be fully protected in paying out any moneys from the revenue account, the operation fund, or the re- placement fund, as the case may be, on checks, vouchers or drafts signed by any duly authorized officer or employee of the city and any such depository shall not be liable for the mis- application by the city of any moneys withdrawn by such checks, vouchers or drafts from the said account or either of the said funds unless such depository has knowledge or reason to believe that such withdrawal constitutes a misapplication of funds. Section 9.13 Investment of Reserve and Replace- ment Fund Moneys. So long as the city shall no be —in default ereunder, it may at any time and from time to time at its option cause any or all of the moneys in the reserve fund or the replacement fund which the coun- cil may by resolution determine shall not be needed during the then ensuing six calendar months for the respective purposes for which said funds are created, to be invested in any federal securities that have a stated maturity within - 32 - twenty-four (24) months after the date of such investment, or that are by their terms redeemable at the option of the holder thereof at a stated price and time not later than twenty-four (24) months after the date of such investment. In the event of any such investment, such securities, to- gether with all income therefrom, shall become a part of the respective fund from which moneys were used to make such investment and shall be held by the trustee to the same extent as if they were moneys on deposit in said fund. The city may, by resolution of the council, likewise from time to time cause any such securities to be sold or other- wise converted into cash, and the trustee may cause any such securities to be sold or otherwise converted into cash if such sale or conversion is necessary to obtain funds to prevent a default in payment of the principal of or the interest on the bonds. In the event of any such sale or conversion, the net proceeds derived therefrom shall become a part of the fund of which such securities formed a part. The trustee shall be fully protected in making any such in- vestment or sale of any such securities upon direction given in a resolution and, further, shall be fully protected in making any sale of securities without a resolution if in its sole discretion it deems such sale necessary to obtain funds to prevent a default in payment of the principal of or the interest on the bonds. In the event any of the moneys in either of the said funds shall be invested as herein pro- vided, it shall not be necessary for the trustee to secure any such investment (in any case where security for such moneys might otherwise be required) so long as such moneys shall remain so invested. In any determination of the a- mount of moneys at any time forming a part of the reserve fund or the replacement fund, all federal securities forming a part of either of said funds shall be counted at their then market value. Notwithstanding any of the other provi- sions of this section, the city may withdraw and use for any lawful purpose any moneys on deposit in the reserve fund which consist of income on any investment in federal securi- ties or of capital gain upon any such investment, whenever the amount that will remain on deposit in the reserve fund immediately following such withdrawal is not less than the then applicable maximum required reserve. ARTICLE X PARTICULAR COVENANTS OF THE CITY Section 10.1 Compliance with Applicable Laws. The bonds are issued under and pursuant o the provisions of Sections 308 to 340, inclusive, of Title 37 of the Code of Alabama of 1940, as amended. The city agrees faithfully to do and perform, in the manner and at the times therein provided, all acts required in said sec- tions to be done and performed by it. Section 10.2 Representations Respecting the Gas Indenture. The city represents that it has duly called for re emption on February 1, 1962, all of the gas bonds having stated maturities after that date; that it has entered into a trust agreement with The Merchants National Bank of Mobile, the trustee under the gas indenture, where - under the city has deposited in an irrevocable trust fund - 33 - a sum in cash sufficient to pay all principal and interest maturing on February 1, 1962, with respect to the gas bonds and to effect the redemption on that date of all of the gas bonds having stated maturities after that date; agrees that it will give or cause to be given for and in the name of the city the notice of such redemption that is required by the terms of the gas indenture; and that the trustee under the gas indenture will on February 1, 1962, be authorized and required under the terms of the gas indenture to execute and deliver a satisfaction piece acknowledging the discharge and satisfaction of the gas indenture. Section 10.3 Representations and Covenants Re- specting Underlying Indenture. The oar will per orm, at the imes and in the manner provided in the underlying in- dentures, all obligations which, either expressly or by reasonable implication, are imposed on it in any of the underlying indentures; and it will not default under any of the underlying indentures. Out of the revenues derived from the operation of the systems, the board will pay the principal of and the interest on the underlying securities and will make, in the manner and at the times therein pro- vided, all payments required by each of the underlying in- dentures to be made into the special trust funds therein created. The city represents that the only bonds hereto- fore issued by it under the underlying 1953 indenture are those of the Water and Sewer Revenue Bonds, Second Series, therein provided for that are numbered 1 to 85, inclusive, aggregating $85,000 in principal amount, of which $60,000 aggregate principal amount now remains outstanding; re- presents that those of the Water and Sewer Revenue Bonds, Second Series, numbered 86 to 100, inclusive, aggregating $15,000 in principal amount, that are provided for in the underlying 1953 indenture and referred to therein as "additional bonds" have not been issued; and agrees that it will not hereafter at any time issue any bonds under the underlying 1953 indenture and specifically that none of the said bonds numbered 86 to 100, inclusive, and re- ferred to as "additional bonds" in the underlying 1953 in- denture, will hereafter be issued. The city represents that the only securities heretofore issued by it under the underlying 1958 indenture are the city's $210,000 Water, Sewer and Gas Refunding Warrants, Series 1958, dated December 1, 1958, numbered 1 to 210, inclusive, and aggre- gating $210,000 in principal amount, of which $165,000 aggregatE principal amount now remains outstanding; represents that none of the securities referred to in the.underlying 1958 indenture as -additional securities" and provided for in Article VIII of the underlying 1958 indenture have been issued; and agrees that it will not hereafter at any time issue any securities under the underlying 1958 indenture and specifically that none of the additional securities provi- ded for in Article VIII of the 1958 indenture will hereafter be issued. Section 10.4 Payment of Bonds and Coupons. The city will pay the principal of and the Interest on the bonds as.specified therein, it will otherwise perform all obligations which, either expressly or by reasonable impli- cation, are imposed on it in the indenture, and it will permit no default by it hereunder to occur. - 34 - Section 10.5 To Maintain Proper Books and Records. The city will maintain comple e and separate books and records pertaining to each of the systems and all receipts and disbursements with respect thereto. The books;and re- cords with respect to each of the systems shall be kept separate and apart from the books and records with respect to the other of the systems and from all other records of the city. Section 10.6 To Furnish Annual Audits. (a) The city will operate the systems on a fiscal year basis beginning on October 1 in each calendar year and continuing until and including September 30 in the following calendar year. The city will, within thirty days following the close of each such fiscal year, cause to be made for such fiscal year by an independent auditor who is acceptable to the trustee an audit of its books pertaining to the water and sewer system, and a separate audit of its books pertaining to the gas system. Each such audit, in addition to what- ever other matters may be thought proper by the auditor to be included therein, shall include the following matters pertaining to that one of the systems with respect to which the audit is made: (a) a statement in reasonable detail of the revenues from and expenditures made with respect to that system during such fiscal year; (2) a balance sheet as of the end of such fiscal year with respect to that sys- tem; (3) the auditor's recommendations for any changes or improvements in the operation of that system; (4) a list of the insurance policies and fidelity bonds in force with respect to that system at the end of the fiscal year, set- ting out with respect to each such policy the amount thereof, the risk covered, the name of the insurer, and the expira- tion date of the policy; (5) the total amount of money ex- pended'for capital improvements to that system during such fiscal year; and (6) the following information as of the end of the fiscal year as the same shall be disclosed by the records of the city and without requirement of any physical verification of such information; the number of properties connected with and served by the system with respect to which the audit is made; the number of metered customers served by that system; and the number of unmetered customers served by that system. Each audit with respect to either of the systems shall include also the following: (i) a statement of the total deposits and withdrawals made during such fiscal year into and from each of the special funds herein created, and a statement of the balance on deposit in each of said funds at the end of such fiscal year; (ii) a statement of the total deposits and withdrawals made during such fiscal year into and from each of the special funds created in any of the underlying indentures that are then outstanding, and a statement of the balance on deposit in each of the said special funds at the end of such fiscal year; and (iii) the auditor's comments regarding the manner in which the city has carried cut the requirements of the indenture. All expenses incurred in the making of such audits shall constitute and be paid as an operating expense of the system with respect to which it is made. Within ten days following receipt of each such audit report, the city will furnish a copy thereof to the trustee, to Hugo Marx & Co., Birmingham, Alabama, and to the holder of any of the bonds who may request the same, and each of them is granted the right to discuss the contents of the audit with the auditor making the same and to secure from the auditor such additional information respecting the matters herein or therein set out as may be reasonably required. - 35 - (b) In the event that the audit required by the provisions of subsection (a) of this section has not been furnished the trustee within silcty (60) days following the close of any fiscal year, the trustee may, at the expiration of said period of sixty (60) days, employ an independent auditor satisfactory to it to make an audit for such fiscal year, and the city hereby covenants and agrees to permit any auditor so employed to inspect any and every part of the sys- tems and the books and records of the city pertaining there- to and to assist in furnishing facilities for such inspect- tion. The city agrees to pay any auditor employed by the trustee for such purposes reasonable compensation for its services. The trustee may at its option advance to the city the amount of such compensation by paying directly to the auditor so employed by the trustee a reasonable amount -as compensation for his services, which amount so advanced by the trustee, together with interest thereon at the rate of 6% per annum from the date of such advancement, shall be en- titled to priority of payment over any of the bonds or coupons, and the city agrees to repay the same upon demand with inter- est at the said rate. Section 10.7 Maintenance of Adequate Rates. The city will at all times main ain such ra es and charges for water, sewer and gas service furnished by the systems and make collections from the users thereof in such manner as shall be sufficient to provide for payment of the principal of and the interest on the bonds as the said principal and interest become due, to create a bond and interest redemption fund therefor, to provide for the payment of the expenses of administering and operating the systems and maintaining them in good repair and working order, to build up a reserve for depreciation of the systems and to build up a reserve for improvements, betterments and extensions to the systems, other than those necessary to maintain them in good repair and work- ing order as hereinabove provided. The city will from time to time make such increases and other changes in such rates and charges as may be necessary to produce said amounts. Section 10.8 No Free Service; Rate Schedules. The city will not furnish or perml� o e furn s e y e sys ems any free water, sewer or gas service, or other free service of any kind whatsoever to the city or any county or incorporated munici- pality, or to any agency, instrumentality, person, firm or cor- poration whatsoever. All water, sanitary sewer service and gas furnished by the systems shall be charged for at the rates at the time established therefor. Each schedule of rates shall pro- vide that all charges for water, sanitary sewer service, gas, and any other service supplied from either of the systems shall become due not less often than once during each calendar month. Section 10.9 Discontinuance of Service on Non -Payment of Bills. (a) 1�.ater and Sewer Service. If the account of any user or water and sewer service, or either, from the water and sewer system shall remain unpaid for a period of thirty (30) days after such account shall become due, the city thereupon will promptly discontinue furnishing both water and sanitary sewer service to such user whose account shall so remain unpaid, but upon subsequent payment of such account, including any penalties or charges for connection and disconnection, or either of them, which may be provided for in the schedule of rates of the city, the city may thereafter resume water and sanitary sewer service to such user until such time as his account shall again remain unpaid for a period of thirty (30) days after such account become due, whereupon the furnishing of water and sani- tary sewer service shall again be discontinued. (b) Gas. If the account of any user of gas from the gas system shall remain unpaid for a period of thirty (30) days after such account shall become du.e, the city thereupon will promptly discontinue furnishing gas to such user whose account shall so remain unpaid, but upon subsequent payment of such account, in- cluding any penalties or charges for connection and disconnection, - 36 - or either of them, which may be provided for in the schedule of rates of the city, the city may thereafter resume gas service to such user until such time as his account shall again remain unpaid for a period of thirty (30) days after such account becomesdue, whereupon the furnishing of gas shall again be discontinued. Section 10.10 Continued Operation of Systems; Maintenance of Systems in Repair. The city will not hereafter sell, use or In any manner =spose of the whole or any integral part of either of the systems, nor will it subject the whole or any integral part of either of the systems to the lien of a foreclosable mortgage, unless and until all of the bonds and the coupons shall have been paid in full, or unless and until provision for such payment shall have been made. The city will continuously operate the systems or cause the same to be operated so long as any of the bonds and the coupons remain unpaid, and it will keep the same in good repair and in efficient operating condition, making from time to time all needed repairs and replacements thereto and thereof. If the laws of Alabama at the time shall permit such action to be taken, nothing contained in this section shall prevent the consolidation of the city with, or merger of the city into, any municipal or other public corporation having authority to carry on the business of operating the systems, or the transfer by the city of both of the systems as an entirety to another public corporation or instrumentality whose property and income are not subject to taxation; pro- vided that upon any such consolidation, merger or transfer, the due and punctual payment of the principal of and the in- terest on the bonds according to their tenor and the due and punctual performance and observance of all the agreements and conditions of the indenture to be kept and performed by the city shall be expressly assumed in writing by the body resulting from or surviving such consolidation or merger to which the systems shall be transferred; and provided further, that such consolidation, merger or transfer shall not cause or result in any foreclosable mortgage or lien being affixed to, imposed on, or becoming a lien on either of the systems and shall not cause or result in any lien being affixed to, imposed on, or becoming a lien on either of the systems or the reve- nues therefrom that will be prior to the lien of the indenture and of the pledge made herein for the benefit of the bonds. Nothing contained in this section shall be construed to pre- vent the city from dispos3.ng of property pursuant to the pro- visions of Sections 12.2,�12.3 and 12.4 hereof. Section 10.11 Priority of Pledge Herein Made. The pledge of the revenues from the opera ion of the sys- tems herein made shall be prior and superior to any pledge thereof hereafter made for the benefit of any securities hereafter issued by the city other than the bonds, and the city agrees that in the event it should hereafter issue any securities or make any contract payable out of the reve- nues from the operation of the systems, or either of them, other than the bonds, or for which any part of the said revenues may be pledged, it will recognize in the proceed- ings under which any such securities or contract are hereafter authorized the priority of the pledge of said revenues made herein for the benefit of the bonds. Section 10.12 Systems to be Kept Free From Prior Liens. The city will keep each of the sys ems free from all liens and encumbrances prior to the lien hereof (other than excepted encumbrances and the lien of the underlying indentures), but it may defer payment pending the bona fide contest of any claim unless by such action the trustee shall be of the opinion that the lien herein created as to either - 37 - of the systems shall be materially endangered or either of the systems shall be subject to loss or forfeiture, in which event any such payment then due shall not be deferred. Nothing herein contained shall be construed to prevent the city from hereafter purchasing additional property on con- ditional or lease sale contract or subject to vendor's lien or purchase money mortgage, and as to all property so pur- chased the indenture shall be subject and subordinate to such conditional or lease sale contract, vendor's lien or purchase money mortgage; provided, however, that the pro- visions contained in this sentence shall not be applicable to property purchased under the provisions of Section 12.2 hereof to replace inadequate, obsolete, worn out, unsuitable, undesirable or unnecessary property then subject to the lien herein created, which substituted property shall be acquired and shall become subject to the lien herein created free of all liens and encumbrances prior to the lien herein created, other than excepted encumbrances and the lien of the underlying indentures. Nothing herein contained shall be construe& to prevent the acquisition of property that is subject to excepted encumbrances. Section 10.13 Payment of Advances, etc. by Trustee. The city will discharge, pay or sa is ac orily provide to the trustee all liabilities, expenses and advances reasonably incurred, disbursed or made by the trustee in the execution of the trusts hereby created, and it will from time to time pay to the trustee reason- able compensation for the tru.stee's services hereunder, including extra compensation for unusual or extraordinary services. All such liabilities, expenses, advances and compensation shall be secured hereby, shall be entitled to priority of payment over any of the bonds and coupons and shall bear interest until paid at the rate of six per centum (6;0) per annum from the respective dates on which such liabilities, expenses and advances are in- curred, disbursed or made, and on which compensation shall be earned. Section 10.14 Inspection of Systems and Re- cords by Trustee and Bond olders. The city will permit e trus ee anT the o deis o any of the bonds to inspect, at any reasonable time, any and every part of each of the systems and the books and records of the city pertaining to Each thereof, and will assist in furnishing facilities for such inspection. Section 10.15 Warranty of Title. The city warrants its title to every part of each of the systems presently in existence as free and clear of every lien, encumbrance, trust or charge prior to the statutory mort- gage lien herein created, other than any excepted encum- brances, the lien of the underlying indentures on the water and sewer system and the lien of the underlying 1958 in- denture and the gas indenture on the gas system; warrants that it has power and authority to subject the systems to the said statutory mortgage lien and that it has done so hereby; and the city will forever warrant and defend the title to the systems against the lawful claims of all persons whomsoever except those claiming under excepted encumbrances, those claiming as to the water and sewer system under any of the underlying indentu.res, and those claiming as to the gas system under the underlying 1958 indenture or (until February 1, 1962) under the gas indenture. The city war- rants further that the gas bonds will be paid in full and retired on February 1, 1962. Section 10.16 Further Assurances. The city will, upon reasonable request, execute and deliver such further instruments and do such further acts as may be necessary or proper to carry out more effectually the purpose of the indenture, and in particular (without in any way limiting the generality of the foregoing) to make subject to the lien herein created any property ;hereafter acquired by it for use as a part of the water and sewer system or the gas system and to transfer to any successor trustee or trustees the assets, powers, instruments and funds held in trust hereunder and to confirm the lien herein created with respect to any bonds issued hereunder. No failure to request such further instruments or further acts shall be deemed a waiver of any right to the execution and delivery of such instruments or the doing of such acts or be deemed to affect the interpretation of any provision of the indenture. Section 10.17 No Competing Systems. The city will not grant to any person, firm or corporation the right, privilege or franchise to use the streets or other public ways of the city for the purpose of operating thereover, therein or thereunder a system for the trans- mission and distribution of water, a system for the collec- ti6n, transportation, treatment or disposal of sanitary sewage, or a system for the distribution of gas, in such wise as will result in competition with the business conducted through the water and sewer system or the gas system; it will not permit the said streets or other public ways to be used by others for said purposes in competition with the business. conducted through the water and sewer system, or the gas sys- tem; and it will not conduct or operate another water works plant and distribution system, another sanitary sewer system, or another gas distribution system, or any part of any there- of, in competition with the business conducted through the water and sewer system or the gas system, Section 10.18 Agreement to Grant Franchises upon Appointment of Receiver. In the event a receiver or receivers should be appoin e by any court of competent jurisdiction to administer and operate any one or both of the systems following any default by the city hereunder, the city agrees that such receiver or receivers or any successors thereto may use the streets, avenues, alleys and other public ways within the corporate limits of the city for the construction, operation, maintenance, replace- ment, extension and enlargement therein and thereover of the system or systems with respect to which such receiver or re- ceivers shall be appointed. The city agrees that upon request so to do by such receiver or receivers the city will thereupon forthwith grant to such receiver or receivers a franchise conveying said rights. The franchise so granted shall be in the Following form with appropriate provisions and changes therein for the nature of the system or systems with respect to which the franchise is granted and for the name of the grantee or grantees therein, the name of the then governing body of the city, and appropriate phraseology applicable thereto: - 39 - AN ORDINANCE GRANTING A FRANCHISE TO AND HIS (ITS OR THEIR) SUCCESSORS IN OFFICE FOR THE CONSTRUCTION, OPERATION, MAINTENANCE, REPLACEMENT, EXTENSION AND ENLARGEMENT OF A SYSTEM (OR SYSTEMS) IN THE CITY OF FAIRHOPE, ALABAMA BE IT ORDAINED by the (here will be inserted the name of the governing body of the city) of the City of Fairhope, in the State of Alabama, as follows: (1) The word "city" as used herein means the City of Fairhope in the State of Alabama as it is now constituted, together with any corporation result- ing from or surviving any consolidation or merger to which it or its successors may be a party. The word "receiver" as used herein (here will be inserted the name of the receiver or receivers), in his (or their) capacity as receiver under appointment by a (here will be inserted the name of the court making the appointment) in that certain cause in said court entitled (here will be inserted the title of the proceeding in which the appointment is made). (2) There is hereby granted to the receiver the right, privilege, authority and franchise to ac- quire, own, constru.ct,.ope-rate, maintain, replace, enlarge and extend in the city (here will be inserted the character or characters of the system or systems with respect to which the franchise is granted) to- gether with the right, privilege, authority, and fran- chise to lay, construct and maintain pipes, mains, meters, fixtures, conductors and related appurtenances in, along, across and under the streets, avenues, alleys, and other public places of the city for the purpose of (here will be inserted the purpose for which the fran- chise is granted, e.g.,conveying and distributing water or gas, or transporting and disposing of sewage in and through the city) and to repair, renew, relay and extend such pipes, mains, meters, fixtures, conductors and related appurtenances thereto and make all exca- vations therefor. The receiver shall, and b accepting this franchise agrees, that he (it, they will, upon making any excavations of the streets, avenues, alleys, public ways and public places in the city, restore the surface of the paving at the point of such excavations in sub- stantially the same condition as before the work was done, all as promptly as may be practicable and within a reasonable length of time thereafter. (4) The rights, privilege, franchise and authority hereby granted may be exercised by the re- ceiver or any successors in office to him (it, them) subject, nevertheless, to the conditions and obliga- tions herein contained, for such period or periods of -4o- time as the receiver and any successor or successors in office thereto shall legally be in control of such plant and system (or systems), but in no event to ex- ceed the maximum time, if any, from the effective date hereof which may be permitted or limited by the con- stitution and laws of Alabama in effect on the effective date hereof. ARTICLE XI PROVISIONS RESPECTING INSURANCE Section 11.1 Insurance on Physical Properties. The city will keep all portions of the system ha are -of the character and type customarily insured by organiza- tions operating businesses similar to the systems insured in responsible insurance companies, satisfactory to the trustee, against loss by fire, including extended coverage, tornado and windstorm to the extent of the full insurable value thereof. The policies evidencing the insurance required in this Section llJ shall contain standard mort- gage clauses providing for any loss thereunder in excess of $1,000 to be payable to the trustee as its interest may appear; and all such policies shall be delivered to and deposited with the trustee. Prior to the expiration date of any such policy the city will furnish the trustee satisfactory evidence that such policy has been renewed or replaced by another policy or that there is no neces- sity therefor hereunder. Section 11.2 Disposition of Insurance Proceeds. All proceeds of insurance carried under the provisions o the preceding section coming into the hands of the trustee shall be applied by the trustee in that one of the follow- ing ways which may be directed by a resolution: (a) To the purchase of additional property which the council shall deem to have utility in the operation of the water and sewer system or the gas system, as the case may be, equal to that of the property damaged or destroyed, which addi- tional property shall thereupon become a part of the water and sewer system or the gas system, as the case may be; (b) To the construction of additional property subject to the lien of the indenture which in the opinion of the council shall have utility in the operation of the water and sewer system or the gas system, as the case may be, equal to that of the property damaged or destroyed; or (c) To the repairing or renewing of the property damaged or destroyed; provided, that the trustee may pay such proceeds to the city upon being furnished by the city with the following: - 41 - (1) A certificate of an independent engineer who shall be acceptable to the trus- tee stating that the additional property described in said certificate and with re- spect to which no such certificate has been previously made has been acquired or constructed by the city as a part of the water and sewer system or the gas system, as the case may be, and such additional property is of equal utility to the property damaged or destroyed, or that the property damaged or destroyed has been re- paired or renewed in a workmanlike and suitable manner satisfactory to such engineer; and (2) A certificate of counsel (who may be counsel to the city) satisfactory to the trustee approving the title of the city to any such additional property so acquired or constructed by the city, subject to no liens prior to the lien herein created other than any excepted encumbrances and the liens of the under- lying indentures.if such additional property constitutes part of the water and sewer system, or the lien of the underlying 1958 indenture if such additional property constitutes part of the gas system; and, in the case of the repair or renewal of any damaged or destroyed property, stat- ing that there are and can be no mechanics' or materialmen's liens caused by such repair or re- newal. Section 11.3 Other Insurance. The city will carry workmen's compensa ion insurance and public liability insurance in such amounts and to such extent as is custo- marily carried by organizations engaged in the business of operating properties of a size and character similar to those comprising the systems. Section 11.4 Fidelity Bonds. The city will at all times carry fidelity on s on a of its officers and employees who may handle funds of the city pertaining to the water and sewer system or the gas system, or both, such bonds to be in such amounts as are customarily carried by organizations engaged in the business of operating properties of a size and character similar to those com- prising the systems. ARTICLE XII POSSESSION, USE AND RELEASE OF THE SYSTEMS Section 12.1 Retention of Possession of Sys- tems by City. While the city is not in defaul hereunder, it may regain actual possession of the systems and may manage, operate and use the same, and may collect, use and enjoy the rents, revenues, income and profits there- of to such extent as is in nowise violative of its covenants herein contained. - 42 - Section 12.2 _Release of Worn Out Personal Prop- erty. While the city is not in default hereunder, i may a any time and from time to time, without any release or consent by the trustee, sell or otherwise dispose of, free from the lien herein created, any mains, pipes, movable machinery, equipment, motor vehicles, office furniture, supplies, tools, implements and other movable personal property (including that embedded in land but not including land itself or any building thereon) that shall have be- come inadequate, obsolete, worn out, or unsuitable or undesirable or unnecessary for use as a part of the water and sewer system or the gas system, as the case may be, upon replacing the same with, or substituting for the same, subject to the lien herein created and free from all prior liens (other than excepted encumbrances), other property useful as a part of the water and sewer system or the gas system, as the case may be, and having a value at least equal to the value, at the time of disposal, of the property disposed of. Section 12.3 Sale and Release of That Portion of the Gas System in the Town of Daphne. By op ion agree- menT datedJanuary �3,'Ic he c y granted to the Town of Daphne an option for the purchase from the city of that portion of the gas system lying within the corporate limits of said town and of an interest in the properties whereby gas is supplied thereto. In the underlying 1958 indenture the city agreed that in the event the said town should exercise the option granted by said option agreement, then upon payment to the city of the full purchase price provided for in the said option agreement the city would pay over to the trustee under the underlying 1.9 8 indenture the entire of the said purchase price and would exhaust as nearly as might be practicable all of the said purchase price by redeeming under the provisions of the underlying 1958 indenture securities issued thereunder and, subject to re- demption, on the earliest date or dates thereafter on which such redemption may be effected. If the said option should be exercised at any time while any of the underlying 1958 warrants are outstanding and the purchase price paid pur- suant to said option agreement should exceed the amount - necessary to redeem all the underlying 1958 warrants then outstanding, the city agrees to pay to the trustee here- under all that portion of said purchase price in excess of the amount required to redeem all the underlying 1958 war- rants then outstanding. If the said option should be exer- cised at a time when none of the underlying 1958 warrants is outstanding, the city agrees that it will pay to the trustee hereunder the entire of said purchase price. Upon exercise of the said option by the said town and receipt by the city of the full purchase price provided for in the said option agreement and upon compliance by the city with those provisions of the three preceding sentences that may be applicable, the city shall be authorized to convey to the said town the properties specified in the said option agree- ment and the trustee hereunder, shall at the expense -of , the' city, execute and deliver to the city any and all instruments that may be necessary to release from the lien herein created the properties specified in the said option agreement. The city shall exhaust as nearly as may be practicable that part or all of the said purchase price that may be paid to it by redeeming callable bonds pursuant to the provisions of Article V hereof on the earliest date or dates thereafter on which such redemption may be effected, and the trustee hereunder shall utilize for such redemption the moneys so paid to it. _43- The city agrees that it will not make any sale to the said town of any portion of the gas system other than pursuant to the provisions of the said option agreement. Section 12.4 Release of Other Property. While the city is not in default hereunder to the knowledge of the trustee, it may obtain the release of any part of the water and sewer system or the gas system not needed by it in the operation thereof, and the trustee shall release the same from the lien herein created upon deposit by the city with the trustee of the following: (a) A resolution describing the property to be released in reasonable detail, stating that the city is not in default under any of the pro- visions of the indenture and requesting such re- lease; (b) A certificate of an independent engi- neer who shall be acceptable to the trustee made and dated not more than sixty (60) days prior to the date of the release stating the full value, in the opinion of the signer, of the property to be released, and stating that such property is not and will not be needed by the city in the operation of the water and sewer system or the, gas system, as the case may be, and that the city is not to the knowledge of the signer in default under any of the provisions of the indenture; and (c) An amount in cash equal to the full value of the property to be released as specified in said engineer's certificate. Upon compliance by the city with the foregoing conditions, the trustee shall, at the expense of the city, execute and deliver to the city any and all instruments that may be necessary to release from the lien herein created that portion of the water and sewer system or the gas system, as the case may be, with respect to which said conditions shall have been complied with. Section 12.5 Eminent Domain Provisions. If any part of the water and sewer system or the gas system shall be taken by any eminent domain proceedings at any time, the whole compensation therefor shall be paid direct to the trustee. Upon receipt of such compensation, the trustee shall, at the expense of the city, execute and deliver to the city or to the corporation or governmental agency successfully conducting such condemnation proceedings any and all instruments that may be necessary to release from the lien herein created that portion of the water and sewer system or the gas system that may have been taken by such eminent domain proceedings. Section 12.6 Disposition of Release and Condemna- tion Moneys. All money received by the trustee under he foregoing provisions of this article shall be applied by the trustee in that one of the following ways which may be directed by a resolution: - 44 - (a) To the purchase of additional property which the council may deem of utility in the operation of the water and sewer system or the gas system, as the case may be, which additional prop- erty shall thereupon become a part of the water and sewer system or the gas system, as the case may be; or (b) To the construction of other property subject to the lien herein created which in the opinion of the council will have utility in the operation of the water and sewer system or the gas system, as the case may be; provided, that prior to the application of such moneys in any manner so designated by the council, the city shall furnish to the trustee the following: (1) A certificate of an independent engi- neer acceptable to the trustee stating (i) that the property so acquired or constructed has been acquired or constructed in a manner satisfactory to such engineer, (ii) that in his opinion such property is of utility in the operation of the water and sewer system or the gas system, as the case may be, and (iii) that the value of such prop- erty is not less than the sum of money to be applied by the trustee to its acquisition or construction; and (2) A certificate of counsel (who may be counsel to the city) acceptable to the trustee approving the title of the city to any property so acquired or constructed, subject to no liens prior to the lien herein created other than excepted encumbrances and the liens of the underlying in- dentures, if the property acquired constitutes part of the water and sewer system, or the lien of the underlying 1958 indenture if the property acquired constitutes part of the gas system; and stating further, with respect to any property so constructed, that there are and can be no mechanicst or material- menis liens resulting from such construction. ARTICLE XIII REMEDIES OF TRUSTEE AND BONDHOLDERS Section 13.1 Events of Default Defined. Any of the fol- lowing shall constitute default hereunder 15y the city: (a) Default under any of the underlying indentures; (b) Failure by the city to pay the principal of or the interest on any bond when such principal and interest respectively become due and payable, whether by maturity or otherwise; (a) Failure by the city to perform any of the agreements on its part herein contained (other than payment of the principal of and the interest - 45 - on the bonds and coupons) after thirty (30) days' written notice to it of such failure made by the trustee or by the holders of 25% of the bonds then outstanding; or (d) Appointment by a court having jurisdiction of a receiver for the water and sewer system, the gas system, or both, or for a substantial part of either thereof, or approval by a court of competent juris- diction of any petition for reorganization of the water and sewer system, the gas system, or both, or rearrange- ment or readjustment of the obligations of the city under any provisions of the bankruptcy laws of the United States. Section 13.2 Remedies on Default. Upon any de- fault by the city in any one of he ways defined in Section 13.1 hereof, the trustee shall have the following rights and remedies: (a), Acceleration. The trustee may, by writ- ten noticeto the'cityy, declare the principal of all the bonds forthwith due and payable, and there- upon they shall so be, anything herein or therein to the contrary notwithstanding. If, however, the city shall make good that default and every other default hereunder (except the principal so declared payable), with interest on all overdue payments of principal and interest, and make reimbursement of all the expenses of the trustee, then the holders of a majority in principal amount of the then out- standing bonds, by written notice to the trustee, may waive such default a4d its consequences, but no such waiver shall affect any subsequent default or right relative thereto. (b) Suits at Law or in Equity. The trustee is empowered i o sue on the bonds, (ii) by man- damus, suit or other proceeding, to enforce all agreements of the city herein contained, including the fixing of rates, the collection and proper segregation of the revenues from the systems and the proper application thereof, (iii) by action or suit in equity, to require the city to account as if it were the trustee of an express trust for the holders of the bonds, and (iv) by action or suit in equity, to enjoin any act or things which may be unlawful or a violation of the rights of the holders of the bonds. (c) Receivership. The trustee shall be en- titled to and shall have, regardless of the suffi- ciency of any security or the availability of any other remedy, the appointment of a receiver to ad- minister and operate the systems and perform the covenants and agreements on the part of the city herein contained. Any receiver so appointed shall be entitled to take over and administer all of the following then on hand which shall be applicable to the systems: Cash on hand. or on deposit, accounts and notes receivable, stocks, evidences of indebted- ness, choses in action, customers' service and exten- sions deposits, and water, gas and other property held for sale in the ordinary course of business or for consumption in the operation of the systems. - 46 - Nothing herein contained, however, shall be construed to give any authority to the trustee or the holders of any of the bonds or coupons to compel a sale of the water and sewer system or the gas system or any part of either thereof, and no foreclosure proceedings or sale shall ever be had with respect to either of the systems or any part of either thereof. Section 13.3 Disposition of Receivership Moneys. Any moneys received by a receiver for the systems from the operation of the systems shall be applied to the payment of the following items in the following order: (a) All costs of the receivership, includ- ing receiver's fees and the fees and expenses of his attorneys, the operating expenses of the sys- tems and all charges and expenses of the trustee under the indenture, and all payments required by any of the underlying indentures; (b) All due and unpaid installments of in- terest on the bonds, in the order of the maturity of such installments, with interest on overdue installments of interest; (c) All amounts of the principal of the bonds that are due (whether by maturity or other- wise) and unpaid, with interest on all overdue principal, payment thereof to be made to the holders of the bonds then outstanding, pro rata and without any preference or priority whatever; (d) All amounts required by Article IX of the indenture to be paid into the.special funds therein created, in the order in which said payments are provided in said Article IX to be made; and (e) The surplus, if any there be, to the city. Section 13.4 Remedies Vested in Trustee for Benefit of Bondholders. All remedies ereun er are vested exclusively in the trUstee for the equal and pro rata bene- fit of all holders of the bonds and the coupons, unless the trustee refuses or neglects to act within a reasonable time after written request so to act addressed to the trus- tee by the holders of twenty-five per centum (25%) of the outstanding bonds, accompanied by indemnity satisfactory to the trustee, in which event the holder of any of the bonds or coupons may thereupon so act in the name and behalf of the trustee or may so act in his own name in lieu of action by or in the name and behalf of the trustee. Except as above provided, no holder of any of the bonds or coupons shall have the right to enforce any remedy hereunder, and then only for the equal and pro rata bene- fit of the holders of all the bonds and coupons. - 47 - Section 13.5 Delay No Waiver. No delay or omission by the trustee or by any bondholders to exercise any available -right, power or remedy hereunder shall impair or be construed a waiver thereof or an acquiescence in the circumstances giving rise thereto; every right, power or remedy given herein.to the trustee or to the bondholders may be exercised from time to time and as often as deemed expedient. ARTICLE VIX CONCERNING THE TRUSTEE Section 14.1 Acceptance of Trusts. The trustee accepts the truste hereby createcreatea and agrees to perform the duties herein required of it, either expressly or by reasonable implication, subject however, to the following conditions: (a) It shall not be answerable for anything whatever in connection with this trust, except its wilful misconduct or gross neglect. (b) It may employ agents and attorneys in fact and shall not be answerable, except as to moneys received by it or by its authorized agents, for the default or misconduct of any such agents or attorneys in fact selected by it with reasonable care. (c) It may consult counsel on any matters connected herewith and shall not be answerable for any action taken or failure to take any action in good faith on the advice of counsel. (d) It need not recognize a bondholder as such without the submission of his bonds for in- spection and the satisfactory establishment of his title thereto. (e) It shall not be answerable for any action taken in good faith on any notice, request, consent, certificate or other paper or document which it be- lieves to be genuine and to be signed or acknowledged by the proper party. (f) It need not notice any default hereunder unless requested in writing so to do by the holders of twenty-five per centum T25%) of the then outstand- ing bonds. (g) In the event ofdefault by the city here- under the trustee need not"exercise any of its rights or powers specified in Section 13.2 hereof., or take any action under said Section'13.2 unless requested in writing so to do by the holders of twenty-five per centum (25%) of the then outstand- ing bonds; it may exercise any such rights or powers or take any such action, if it thinks advisable, without any such request; it shall so do when so requested; provided that the furnishing of indemnity, satisfactory to the trustee, against its prospective liabilities and expenses by the holders requesting any action by the trustee under said Section 13.2 shall be a condition precedent to the duty of the trustee to take or continue any action under said Section 13.2 which in the opinion of the trustee would involve it in any such liabilities and expenses. Whenever it has a choice of remedies under said Section 13.2 or a discretion as to details in the exercise of its powers thereunder, it must follow any specific written directions given by the holders of a majority of the bonds at the time outstand- ing, anything therein or herein to the contrary notwithstanding, unless the observance of su.ch directions would, in the opinion of the trustee, unjustly prejudice the nonassenting bondholders. (h) It shall be entitled to reasonable com- pensation for its services hereunder, including extra compensation for unusual or extra services. (i) Any action taken by it at the request of and with the consent of the holder of a bond will bind all subsequent holders of the same bond or any bond issued hereunder in lieu thereof. (j) It may be the holder of bonds as if not trustee hereunder. (k) It shall not be liable for the proper ap- plication of any moneys other than those which may be paid to or deposited with it. (1) All moneys received by the trustee to be held by it hereunder shall be held as trust funds until disbursed in the manner herein provided therefor. The trustee shall not be liable to pay or allow interest thereon and shall not be required to set aside or deposit any security therefor, ex- cept as expressly required herein. (m) The recitals of facts herein and in the bonds are statements by the city and not by the trustee, and the trustee is in no way responsible for the validity or security of the bonds, the exist- ence of the water and sewer system or the gas system, the value thereof, the title of the city thereto, the security afforded thereby or the validity or priority of the lien herein created. Section 14.2 Trustee Authorized to Pay Prior Charges. Without relieving the city from the consequences of any default in connection therewith, the trustee may pay any charge which the failure of the city to pay has - 49 - made or will make an encumbrance or lien prior hereto on either of the systems, and, in the event the city shall fail to take out insurance on the systems to the extent required by the indenture, the trustee may take out such insurance on the systems, or either of them, that the city has failed to furnish and may pay the premiums thereon. The tru.stee, however, shall not be required to pay any such charge or take out any such insurance, and it shall not be liable in any manner for any failure to do so. All sums expended by the trustee under the provisions of this section shall be secured by the indenture, shall bear interest at the rate of 60 per annum from the date of payment thereof and shall be entitled to priority of payment over any of the bonds or coupons. The city agrees to reimburse the trustee on demand for all sums so expended by the trustee, to- gether with interest at said rate. Section 14.3 Filing of Claims by Trustee. The trustee may at any time rile a claim in its own name or for the benefit of the holders of the bonds and cou- pons in any court proceeding where any such claim may be permitted or required, whether such proceeding be by way of reorganization, bankruptcy, receivership or of any other nature. The holders of the bonds and of the coupons do hereby constitute and appoint the trus- tee as their irrevocable agent and attorney in fact for the purpose of filing any such claim, but such authorization shall not include the power to agree to accept new securities of any nature in lieu of the bonds and coupons or to alter the terms of the bonds and coupons. Section 14.4 Resignation and Removal of Trustee. The trustee may resign and be discharged of the trusts hereby created upon written notice specifying the effective date of such resignation, such notice to be given to the city and published by the trustee one time in a newspaper published in the City of Mobile, Alabama. The effec- tive date of the resignation shall be at least thirty (30) days after the notice to the city and the first published notice unless it be coincident with the appointment by the holders of the bonds of a successor trustee as herein provided. The trustee may at any time be removed by a written instrument signed by the holders of a majority of the bonds then outstanding. If the trustee resign.or be removed, it shall be reimbursed for all its proper prior expenses reasonable under the circumstances. Section 14.5 Appointment of Successor Trustee. If the trustee resign, be removed,— e p ace y a cour or governmental authority under the control of a receiver or other public officer, or otherwise become incapable of acting, a successor may be appointed by a written instrument signed by the holders of a majority of the bonds then outstanding (which instrument shall be filed for record in the office of the Judge of Probate of each county in which any part of either of the systems is located) and in the interim by an instrument executed by the city, such interim successor trustee to be immedi- ately and ipso facto superseded by one appointed as above by the said holders. The city shall advertise such interim - 50 - appointment, in the event such is made, one time in a newspaper published in the City of Birmingham, Alabama, and when the appointment of a successor trustee, as selected by the holders of a majority of the bonds then outstanding, becomes effective, the city shall advertise that fact one time in a newspaper published in the City of Birmingham, Alabama. Section 14.6 Concerning any Successor Trustee. Any successor trustee shall execu e and deliver to the city an instrument accepting the trust and shall thereupon ipso facto succeed to all the rights, powers and responsi- bilities of the retiring trustee hereunder. The city will, upon request of the successor trustee, execute and deliver to it any instrument reasonably requested in further assurance thereof. Any such instrument so executed shall be filed for record in the office of the Judge of Probate of each county in which any part of either of the systems are located. Section 14.7 Authentication of Bonds by Suc- cessor Trustee. Any successor rus ee may e ecEively adopt he au entication certificate of a predecessor trustee on bonds already authenticated and not delivered, and may so deliver them; and it may effectively authenticate bonds in its own name. Section 14.8 .Applicability of Indenture to Suc- cessor Trustees. Each of the provisions 77 tHis indenture as to the trustee shall apply to its successor or successors. ARTICLE XV SATISFACTION OF THE INDENTURE AND CANCELLATION OF THE BONDS Section 15.1 Satisfaction of Indenture. When- ever the entire outstanding indebtedness secured by the indenture, including all proper charges of the trustee hereunder, shall have been dully paid, the trustee shall cnacle, satisfy and discharge the lien herein created and shall execute and deliver to the city such instrument as shall be requisite to satisfy of record the lien herein created. For the purposes of this section, any of the bonds and any of the coupons shall be deemed to have been paid when the city shall have deposited with the trustee for payment thereof the entire amount due or to be due thereon until and at maturity, and any of the callable bonds, together with the then unmatured coupons applicable thereto, shall be deemed to have been paid when the city shall have deposi- ted with the trustee the following: the redemption .price of such callable bond on the earliest date thereafter on which it is by its terms subject to be redeemed; an amount equal to the interest that will accrue with respect to such callable bond to the said earliest date on which it is subject to be redeemed; a certified copy of a resolution calling such bond for redemption on said earliest date when it is subject to be redeemed and complying with the requirements of subsection (a) of Section 5.1 hereof; evidence satisfactory to the trustee as to compliance with any special requirements respecting, or conditions - 51 - precedent to, the redemption of such callable bond; and either (a) evidence satisfactory to the trustee that notice of redemption of such callable bond on the said earliest date on which it is subject to be redeemed has been given as provided in Article V hereof or (b) irrevocable powers authorizing the trustee to give such redemption notice. Section 15.2 Cancellation of Paid Bonds and Coupons. When and as the bonds and coupons are paid, those so paid shall be forthwith cancelled by the trustee and delivered to the city. Likewise all mutilated bonds replaced by new bonds shall forthwith be cancelled by the trustee and delivered to the city. ARTICLE XVI MISCELLANEOUS PROVISIONS Section 16.1 Disclaimer of General Liability. It is hereby e:cpressly made is condition of this In en ure that any covenants or representations herein contained or contained in the bonds or the coupons or contained in any ordinance of the city authorizing the issuance of bonds hereunder do not and shall never constitute a personal or pecuniary liability or charge against the general credit of the city, and in the event of a breach of any such covenant or representation no personal or pecuniary liability or charge payable directly or indirectly from the general revenues of the city shall arise therefrom. Nothing contained in this section, however, shall re- lieve the city from the observance and performance of the several covenants and agreements on its part herein contained. - Section 16.2 Retention of Moneys for Payment of Bonds and Coupons. Should any of the bonds or the cou- pons not be presen ed for payment when due, whether by maturity or otherwise, the trustee shall retain from any moneys transferred to it for the purpose of paying said bonds and coupons so due, for the benefit of the holders thereof, a sum of money sufficient to pay such bonds or coupons when the same are presented by the holders there- of for payment (which sum shall be secured in the manner required by Section 9.10 hereof, but upon which sum the trustee shall not be required to pay interest). All liability of the city to the holders of such bonds and coupons and all rights of such holders against the city under the bonds and coupons or under the indenture shall thereupon cease and determine, and the sole right of such holders shall thereafter be against such deposit. If any bond or coupon shall not be presented for payment within the period of ten years following the date when such bond or coupon becomes due, whether by maturity or otherwise, the trustee shall return to the city the moneys theretofore held by it for payment of such bond or coupon, and such bond or coupon shall (subject to the defense of any applicable statute of limitations) thereafter be an unsecured obligation of the city. - 52 - Section 16.3 Form of Requests, etc. by Bond - Holders. Any request, di:cection or other instrument re- quired�o be signed or executed by holders of the bonds may be in any number of concurrent instruments of similar tenor, signed or executed in person, or by agent appointed in writing. Such signature or execution may be proved by the certificate of a notary public or other officer at the time authorized to take acknowledgments to deeds to be recorded in Alabama, stating that the signer was known to him and acknowledged to him the execution thereof. Section 16.4 Limitation of Rights. Nothing herein or in the bonds shall confer any right on anyone other than the city, the trustee and the holders of the bonds and the coupons. Section 16.5 Indemnity Bonds. Any indemnity herein provided for shall be in the form of a bond of a surety company having paid in capital of not less than One Million Dollars indemnifying the city and the trustee, or either of them, as the case may be, against loss as a result of the action for which such indemnity is required. Section 16.6 Persons D_-emed Owners of Bonds and Coupons. The city, the trustee and any institution at which the bonds and the coupons are or may be payable may deem and treat the bearer of a coupon as the absolute owner thereof for all purposes; they may deem and treat the bearer of bonds as the absolute owner thereof for all purposes other than to receive payment of outstanding coupons apper- taining thereto; they shall not be affected by notice to the contrary; and any payments by any of them to the bearer of a bond or a coupon shall to the extent thereof fully discharge and satisfy all liability for the same. Section 16.7 Manner of Proving Ownership of Bonds-. The ownership at any given time of a bond may be proved b the certificate, if deemed satisfactory ro the trustee, oy any trust company, bank or bankers, wherever situated, stating that on the date stated the stated party had on deposit with or exhibited to it the bond described. Section 16.8 Indenture Governed by Alabama Law. The indenture shall in all respects be governed by the laws of the State of Alabama. Section 16.9 Notices to City. The trustee or the holder or any of the bonds may serve any notice upon the city by delivering such notice, in written form, in person to the mayor or other chief executive officer of the city, or by depositing the same in a post office in a sealed and duly stamped envelope addressed to the mayor or other chief executive officer of the city at Fairhope, Alabama. IN WITNESS WHEREOF, the city has caused this in- denture to be executed in its corporate name and behalf by its - 53 - mayor and its corporate seal to be hereunto affixed and attested by its city clerk, and the trustee, to evidence its acceptance of the trusts hereby created, has caused this indenture to be executed in its corporate name and behalf and its corporate seal to be hereunto affixed and attested by its officers, all of whom are thereunto duly authorized by proper corporate action, in three counter- parts, each of which shall be deemed an original, and has caused this indenture to be dated as of December 1, 1061, although actually executed on December , 1961. Attest: r Ci y Clerk Attest: Its CITY OF FAIRHOPE By Its Mayor THE MERCHANTS NATIONAL BANK OF MOBILE Its - 54 - M STATE OF ALABAMA ) COUNTY OF ) I, , a Notary Public in and for said county in said s ate, hereby certify that Joe Schneider, whose name as Mayor of the CITY OF FAIRHOPE, a municipal corporation under the laws of the State of Alabama, is signed to the foregoing instrument and who is known to me, acknowledged before me on this day that, being informed of the contents of the within instrument, he, as such officer and with full authority, executed the same voluntarily for and as the act of said municipal corporation. Given under my hand and official seal of office this day of December, 1�61. Notary Public STATE OF ALABAMA ) COUNTY OF ) I, , a Notary Public in and for said county in said s a e, ere y certify that , whose name as of The Merchants National Bank of Mobile, a national banking association, is signed to the foregoing instrument and who is known to me, acknowledged before me on this day that, being informed of the contents of the within instrument, he, as such officer and with full authority, executed the same voluntarily for and as the act of said association. Given under my hand and official seal of office this day of December, 1961. No dry Public - 55 -